# 3122 Penn Street, Saint Joseph, MO 64507

> **TL;DR:** 3bd/1ba single family, $119,000 ($116/sqft), built 1921, 1,026 sqft.
> A/C. Est. $637/mo. Listed 44 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $119,000 |
| Price/sqft | $116 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,026 |
| Year Built | 1921 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 44 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $602 |
| Estimated Insurance | $35 |
| **Total** | **$637** |

## Nearby Schools

- **Elementary:** Mark Twain
- **Middle:** Truman
- **High:** Central

## Key Amenities

- A/C

## Property Highlights

- Built in 1921
- 0.16 acre lot

## Description

### Agent Description
Welcome to 3122 Penn Street, a cozy, character-rich 1.5-story home offering fantastic layout flexibility and classic charm in the heart of St. Joseph. Featuring 3 bedrooms, 1 bathroom, and over 1,000 sq. ft. of comfortable living space, this property is ideal for first-time buyers, downsizers, or savvy investors adding to their portfolio. Property Highlights: Spacious Layout: 1,026 sq. ft. including main-floor living areas plus a finished attic setup-perfect for a private 3rd bedroom, home office, or bonus room. Classic Details: Features a combination of rich, natural woodwork and white painted trim throughout and neutral wall tones ready for your personal touch. Eats & Entertaining: A bright, spacious eat-in kitchen with plenty of cabinet room and functional flow. Convenient Extras: Main floor laundry room, back mudroom area, off-street parking, and a clean basement for extra storage needs. Lot & Location: Situated on a generous 0.16-acre (6,969 sq. ft.) lot with a manageable yard. Centrally located near local amenities, parks, and quick access around town.

## Location

- **Address:** 3122 Penn Street, Saint Joseph, MO 64507
- **County:** Buchanan
- **Neighborhood:** Oak Hill Est
- **Coordinates:** 39.755984, -94.815927
- **Google Maps:** https://www.google.com/maps?q=39.755984,-94.815927

## Listing Agent

- **Name:** Dan MCCHRISTY
- **Brokerage:** United Country Property Solutions LLC
- **Broker Phone:** (816) 232-7160
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3122-Penn-St_Saint-Joseph_MO_64507_M74677-54288?f=listhub&s=HMLSKS&m=2642980&c=propsimple)

## Photos

![3122 Penn Street - Photo 1](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f923668524r.jpg)

![3122 Penn Street - Photo 2](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f3018405510r.jpg)

![3122 Penn Street - Photo 3](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f2578020068r.jpg)

![3122 Penn Street - Photo 4](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f2165516018r.jpg)

![3122 Penn Street - Photo 5](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f2358372275r.jpg)

![3122 Penn Street - Photo 6](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f2422360721r.jpg)

![3122 Penn Street - Photo 7](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f923668524r.jpg)

![3122 Penn Street - Photo 8](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f990158951r.jpg)

![3122 Penn Street - Photo 9](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f1608945340r.jpg)

![3122 Penn Street - Photo 10](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f4144088609r.jpg)

![3122 Penn Street - Photo 11](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f2671474548r.jpg)

![3122 Penn Street - Photo 12](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f3144820669r.jpg)

![3122 Penn Street - Photo 13](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f4242340864r.jpg)

![3122 Penn Street - Photo 14](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f3787360447r.jpg)

![3122 Penn Street - Photo 15](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f619293316r.jpg)

![3122 Penn Street - Photo 16](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f1500248646r.jpg)

![3122 Penn Street - Photo 17](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f3692057631r.jpg)

![3122 Penn Street - Photo 18](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f2765113973r.jpg)

![3122 Penn Street - Photo 19](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f1590855473r.jpg)

![3122 Penn Street - Photo 20](http://lh.rdcpix.com/868d84d5731d275116505beb44db1af8l-f3097852639r.jpg)

---

**MLS#:** 2642980 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3122-penn-street-saint-joseph-mo-64507-68775ce1d7d0444eae1e970c8bf2972c)

---

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