About This Home

This 3-bedroom, 1-bathroom single family at 3122 Penn Street in Saint Joseph, MO is listed for $124,900 ($122 per sqft). Built in 1921, the home offers 1,026 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 1921
  • 0.16 acre lot

Property Details

1 full
1921

Amenities

A/C
Listing Description

Welcome to 3122 Penn Street, a cozy, character-rich 1.5-story home offering fantastic layout flexibility and classic charm in the heart of St. Joseph. Featuring 3 bedrooms, 1 bathroom, and over 1,000 sq. ft. of comfortable living space, this property is ideal for first-time buyers, downsizers, or savvy investors adding to their portfolio.

Property Highlights: Spacious Layout: 1,026 sq. ft. including main-floor living areas plus a finished attic setup-perfect for a private 3rd bedroom, home office, or bonus room. Classic Details: Features a combination of rich, natural woodwork and white painted trim throughout and neutral wall tones ready for your personal touch.

Eats & Entertaining: A bright, spacious eat-in kitchen with plenty of cabinet room and functional flow. Convenient Extras: Main floor laundry room, back mudroom area, off-street parking, and a clean basement for extra storage needs. Lot & Location: Situated on a generous 0.16-acre (6,969 sq. ft.) lot with a manageable yard. Centrally located near local amenities, parks, and quick access around town.

Monthly Cost Estimate

$668/mo

20% down · 6.5% · 30 years

Principal$90
Interest$541
Insurance$36

Estimates only. Actual payments may vary.

Location

3122 Penn Street

Saint Joseph, MO 64507

Oak Hill Est

Property Details

Construction

Frame

Outdoor Features

Porch

Parking

Carport

Heating

Natural GasForced Air

Cooling

Electric

Appliances

RefrigeratorElectric Range

Questions & Answers

This 3-bedroom, 1-bathroom single family at 3122 Penn Street is listed at $124,900 ($122/sqft). The estimated monthly payment is $668 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1921, 0.16 acre lot.

This property is listed by Dan MCCHRISTY and can be reached at 8163832069.

DM

Dan MCCHRISTY

Agent at United Country Property Solutions LLC

(816) 383-2069
Agent website

Listed by United Country Property Solutions LLC · Broker phone: (816) 232-7160 · View on Broker Site · Broker website

MLS# 2642980· Source: Heartland Multiple Listing Service· 18 days on PropertySimple

Copyright © 2026 Heartland Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3122 Penn Street, Saint Joseph, MO 64507

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