About This Home

This 4-bedroom, 4-bathroom single family at 3131 N CANAL Drive in Palm Harbor, FL is listed for $770,000 ($230 per sqft). Built in 1973, the home offers 3,354 sqft of living space on a 0.25 acres lot.

Key Features

  • Built in 1973
  • 0.25 acre lot
  • 2 stories
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
2-car garage
1973

Amenities

PoolFireplaceWaterfrontViewA/CRV Parking
Listing Description

WATERFRONT LIVING ON LAKE TARPON WITH NO HOA! Discover the possibilities in this spacious 3,354-square-foot heated saltwater pool home, ideally situated on a quarter-acre lot in desirable Lake Tarpon Estates. With approximately 100 feet of freshwater canal frontage, direct boating access to Lake Tarpon, and a covered 10,000-pound boat lift accommod

ating a boat up to approximately 28 feet, this property is designed for those who want to enjoy the Florida waterfront lifestyle. The flexible split-bedroom floor plan offers excellent options for multigenerational living, extended family, guests, or a private home office/retreat.

The first-floor in-law suite features its own bedroom, full bathroom, kitchen area, and private entrance, creating a comfortable and living space. Upstairs are two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool and outdoor living area.

Outdoor living is a true highlight, with more than 1,700 square feet of screened space surrounding the heated saltwater pool and overlooking the tranquil canal. There is plenty of room to entertain, relax poolside, enjoy morning coffee, or take in beautiful Florida sunsets.

The waterfront setting provides convenient access to boating, fishing, kayaking, and other water activities, with Lake Tarpon just minutes away by boat. Recent updates include a roof approximately 4 years old, new flooring, updated bathrooms, a Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems.

With no HOA, there is flexibility to bring your boat, RV, and water toys. Whether you're looking for a full-time residence, multigenerational home, inlaw apartment, Airbnb, VRBO or private waterfront retreat, this Lake Tarpon Estates property offers space, versatility, and direct access to one of Pinellas County's premier freshwater lakes.

Monthly Cost Estimate

$4,118/mo

20% down · 6.5% · 30 years

Principal$557
Interest$3,337
Insurance$225

Estimates only. Actual payments may vary.

Location

3131 N CANAL Drive

Palm Harbor, FL 34684

LAKE TARPON ESTATES

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomWalk-In Closet(s)Window Treatments

Exterior Features

BalconyHurricane ShuttersLightingOutdoor ShowerPrivate EntrancePrivate MailboxPrivate YardRain GuttersStorage

Property Details

Flooring

TileCarpetVinyl

Construction

Frame

Views

Water

Pool Features

Pool

Outdoor Features

DeckPatioPorch

Parking

OpenDrivewayRVGuestGolf CartOff StreetOversize

Heating

Central

Cooling

Central Air

Appliances

Bar FridgeDishwasherDisposalDryerElectric Water HeaterExhaust FanMicrowaveRangeRefrigeratorWasherWine Refrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 3131 N CANAL Drive is listed at $770,000 ($230/sqft). The estimated monthly payment is $4,119 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1973, 0.25 acre lot, 2 stories, Private pool, Fireplace, Waterfront. Interior Features: Built-in Features, Ceiling Fans(s), Crown Molding. Exterior Features: Balcony, Hurricane Shutters, Lighting.

This property is listed by Chris Sauger.

CS

Chris Sauger

Agent at Charles Rutenberg Realty, Inc

Listed by Charles Rutenberg Realty, Inc · Broker phone: (727) 538-9200 · View on Broker Site · Broker website

MLS# TB8538140· Source: Stellar MLS· 74 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3131 N CANAL Drive, Palm Harbor, FL 34684

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