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About This Home

This 3-bedroom, 1-bathroom single family at 3137 Hammond Avenue in Waterloo, IA is listed for $190,000 ($123 per sqft). Built in 1954, the home offers 1,540 sqft of living space on a 0.48 acres lot.

Agent Description

Welcome home to this spacious corner-lot property at 3137 Hammond Ave! Packed with updates, functionality, and unique character, this 3-4 bedroom, 1.5-bath home offers room to spread out both inside and out. The main floor features 3 bedrooms, oak hardwood floors throughout portions of the home, and an updated bathroom complete with motion-activated under-cabinet nighttime lighting.

The eat-in kitchen flows into a distinctive living room highlighted by exposed beams, creating a warm and inviting atmosphere. Just beyond, the bright and airy sunroom overlooks the expansive backyard and fills the home with natural light. Add the flooring that you want in the living space & make it into your own.

Downstairs, you'll find a spacious second family room, a 4th non-conforming bedroom, and an additional toilet/shower combo located in the laundry area-perfect for added convenience and flexibility. The home also features an on-demand tankless water heater, ensuring endless hot water, along with a dependable Trane furnace for year-round comfort.

Outside, enjoy the newer installed privacy fence fully enclosing the oversized backyard, creating the perfect setting for entertaining, pets, or relaxing outdoors. The detached heated and cooled garage is an incredible bonus at approximately 900 square feet, offering ample space for vehicles, storage, hobbies, and more.

Complete with a built-in workshop area and separate 240-amp electrical service, this space is ideal for projects of all kinds. With its giant yard, extensive updates, and versatile living spaces, this home truly has so much to offer!

Key Features

  • Built in 1954
  • 0.48 acre lot

Property Details

1 full, 1 half
1954

Amenities

A/C

Monthly Cost Estimate

$1,016/mo

20% down · 6.5% · 30 years

Principal$137
Interest$823
Insurance$55

Estimates only. Actual payments may vary.

Location

3137 Hammond Avenue

Waterloo, IA 50702

Features & Amenities

Interior Features

Beamed CeilingsCeiling Fan/Light

Exterior Features

Deck-Wrap AroundEnclosed

Property Details

Construction

Vinyl Siding

Pool Features

Deck

Parking

Garage - DetachedGarageOversizeOpen

Heating

Forced AirNatural Gas

Cooling

Ceiling Fan(s)Central Air

Appliances

DryerDisposalFree-Standing RangeRefrigeratorWasherElectric Water HeaterWater Softener Owned

Questions & Answers

This 3-bedroom, 1-bathroom single family at 3137 Hammond Avenue is listed at $190,000 ($123/sqft). The estimated monthly payment is $823 based on 20% down at 6.5% interest.

Key features include: Built in 1954, 0.48 acre lot. Interior Features: Beamed Ceilings, Ceiling Fan/Light. Exterior Features: Deck-Wrap Around, Enclosed.

This property is listed by Betty Wroe and can be reached at 3192155945 or betty.wroe@oakridge.net.

BW

Betty Wroe

Agent at Oakridge Real Estate

(319) 215-5945

Listed by Oakridge Real Estate · View on Broker Site

MLS# 20261966· Source: listhub· Updated 24 days ago

Copyright © 2026 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3137 Hammond Avenue, Waterloo, IA 50702

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