# 314 E Main Street, Ottumwa, IA 52501

> **TL;DR:** 0bd/2ba single family, $130,000 ($40/sqft), built 1880, 3,278 sqft.
> A/C. Est. $695/mo. Listed 12 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $130,000 |
| Price/sqft | $40 |
| Bathrooms | 2 half |
| Square Feet | 3,278 |
| Year Built | 1880 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Stories | 3 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 12 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $657 |
| Estimated Insurance | $38 |
| **Total** | **$695** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1880
- 0.08 acre lot
- 3 stories

## Description

### Agent Description
Potential single-family use. The building is gutted. Imagine a two-level penthouse apartment with an open concept for the ultimate downtown living experience! The first floor can be transformed into retail shop, such as a pet store, a gift shop, children's bookstore, or even a small office space. Design proposal in the disclosures. Don't miss out on this unique opportunity to own a piece of downtown Ottumwa with endless potential! - Zoning & Financing: The property is zoned commercial-only right now. it may hinder traditional residential financing, as most lenders will not approve residential loans for commercially zoned properties. Property is being sold "As Is"

## Location

- **Address:** 314 E Main Street, Ottumwa, IA 52501
- **County:** Wapello
- **Coordinates:** 41.015712, -92.410174
- **Google Maps:** https://www.google.com/maps?q=41.015712,-92.410174

## Listing Agent

- **Name:** Trisha Rea
- **Brokerage:** Bridge City Realty
- **Phone:** 6416804274
- **Broker Phone:** 641-684-1234
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/314-E-Main-St_Ottumwa_IA_52501_M98825-65670?f=listhub&s=NCMLSIA&m=6342570&c=propsimple)

## Photos

![314 E Main Street - Photo 1](http://lh.rdcpix.com/8c5e396165c45f454a55d8e6bfe46c86l-f1990228067r.jpg)

---

**MLS#:** 6342570 | **Updated:** 2026-09-10
**Source:** listhub

*Copyright © 2026 NoCoast MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/314-e-main-street-ottumwa-ia-52501-6342570)

---

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