Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 3-bathroom single family at 314 Oak Creek Dr in Tool, TX is listed for $449,000 ($220 per sqft). Built in 2024, the home offers 2,039 sqft of living space on a 0.43 acres lot.

Agent Description

Enjoy the perks of lake living with community boat ramp access from this modern new construction 4-bedroom, 2.5-bath home in Arnold Hills. Set on a spacious .43-acre double lot, the property features drought-resistant rock landscaping and extended concrete walkways surrounding the home.

Inside, the open layout showcases tall ceilings, large windows, and durable wood-look luxury vinyl plank flooring throughout the main areas. The kitchen includes granite countertops, stainless steel appliances (refrigerator included), a large island with storage, and a walk-in pantry with custom shelving.

The private primary suite on the main level offers serene views of the yard and mature trees, a spa-like bath with dual vanities, and a walk-in tile shower with a glass door. Each bedroom is equipped with a California Closet system for organization and efficiency.

The insulated 480-sq-ft garage offers flexibility for use as a workshop, gym, or potential future living space. Additional peace of mind comes with a 5-year structural builder warranty, along with warranties in place for the roof and HVAC systems. Residents enjoy access to the community boat ramp and pickleball court-capturing the lake lifestyle without the waterfront price.

Key Features

  • Built in 2024
  • 0.43 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2024

Amenities

A/C

Monthly Cost Estimate

$2,501/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,946
Insurance$131
HOA$100

Estimates only. Actual payments may vary.

Location

314 Oak Creek Dr

Tool, TX 75143

Features & Amenities

Interior Features

Ceiling FansElectric Water HeaterMaster Bedroom Downstairs

Exterior Features

Front/Back Porch

Property Details

Pool Features

Porch

Parking

Garage

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

DishwasherDisposal

Questions & Answers

This 4-bedroom, 3-bathroom single family at 314 Oak Creek Dr is listed at $449,000 ($220/sqft). The estimated monthly payment is $2,046 based on 20% down at 6.5% interest.

HOA fees are $100/month.

Key features include: Built in 2024, 0.43 acre lot, 2 stories. Interior Features: Ceiling Fans, Electric Water Heater, Master Bedroom Downstairs. Exterior Features: Front/Back Porch.

This property is listed by Debbie French and can be reached at 9033407747 or debbie@debbiefrench.com.

DF

Debbie French

Agent at Ebby Halliday Realtors - Cedar Creek Lake

(903) 340-7747

Listed by Ebby Halliday Realtors - Cedar Creek Lake · View on Broker Site

MLS# 112725· Source: listhub· Updated 40 days ago

Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

314 Oak Creek Dr, Tool, TX 75143

Open this listing in: