About This Home

This 4-bedroom, 3-bathroom single family at 314 Oak Creek Dr in Tool, TX is listed for $434,000 ($213 per sqft). Built in 2024, the home offers 2,039 sqft of living space on a 0.43 acres lot.

Key Features

  • Built in 2024
  • 0.43 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2024

Amenities

A/C
Listing Description

Enjoy the perks of lake living with community boat ramp access from this modern new construction 4-bedroom, 2.5-bath home in Arnold Hills. Set on a spacious .43-acre double lot, the property features drought-resistant rock landscaping and extended concrete walkways surrounding the home.

Inside, the open layout showcases tall ceilings, large windows, and durable wood-look luxury vinyl plank flooring throughout the main areas. The kitchen includes granite countertops, stainless steel appliances (refrigerator included), a large island with storage, and a walk-in pantry with custom shelving.

The private primary suite on the main level offers serene views of the yard and mature trees, a spa-like bath with dual vanities, and a walk-in tile shower with a glass door. Each bedroom is equipped with a California Closet system for organization and efficiency.

The insulated 480-sq-ft garage offers flexibility for use as a workshop, gym, or potential future living space. Additional peace of mind comes with a 5-year structural builder warranty, along with warranties in place for the roof and HVAC systems. Residents enjoy access to the community boat ramp and pickleball court-capturing the lake lifestyle without the waterfront price.

Monthly Cost Estimate

$2,421/mo

20% down · 6.5% · 30 years

Principal$314
Interest$1,881
Insurance$127
HOA$100

Estimates only. Actual payments may vary.

Location

314 Oak Creek Dr

Tool, TX 75143

Features & Amenities

Interior Features

Ceiling FansElectric Water HeaterMaster Bedroom Downstairs

Exterior Features

Front/Back Porch

Property Details

Outdoor Features

Porch

Parking

Garage

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

DishwasherDisposal

Questions & Answers

This 4-bedroom, 3-bathroom single family at 314 Oak Creek Dr is listed at $434,000 ($213/sqft). The estimated monthly payment is $2,422 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $100/month.

Key features include: Built in 2024, 0.43 acre lot, 2 stories. Interior Features: Ceiling Fans, Electric Water Heater, Master Bedroom Downstairs. Exterior Features: Front/Back Porch.

This property is listed by Debbie French and can be reached at 9033407747.

DF

Debbie French

Agent at Ebby Halliday Cedar Creek Lake

(903) 340-7747

Listed by Ebby Halliday Cedar Creek Lake · Broker phone: 9033408590 · View on Broker Site

MLS# 112725· Source: Henderson County Board of REALTORS®· 114 days on PropertySimple

Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

314 Oak Creek Dr, Tool, TX 75143

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