About This Home

This 6-bedroom, 5-bathroom single family at 3149 Scenic Hwy 98 in Destin, FL is listed for $2,200,000 ($569 per sqft). Built in 2004, the home offers 3,868 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2004
  • 0.17 acre lot
  • 3 stories
  • 4 parking spaces

Property Details

3 stories
5 full
4 spaces
2004

Amenities

A/C
Listing Description

First impressions matter. And when I walked into 3149 Scenic Highway 98 for the first time it immediately felt like a home made for family and for making memories. The floor plan is perfect for multiple families to share the home and still feel like they each have their own space.

The bedrooms are spread out across all three floors, and all three levels have their own common area/living room. So, when multiple families share the home they don't feel like they're stacked on top of one another. The first floor kitchenette being located next to the pool area is also a great detail of the floor plan.

I have young children, so I know the value of having cold drinks and snacks on hand by the pool when the Summer sun starts to get hot. This home's outdoor space really blew me away when I first walked outside. The covered porch is massive and provides a large shaded space to retreat from the sun while still enjoying the outdoors.

The pool (30'x15') was larger than I expected, and the back gate by the pool makes walking to the beach easy. The Barracuda Street beach access is across from the house, and it has a crosswalk making it safe and easy for parents to take their kids to the beach.

When you return, the outdoor shower makes it easy to rinse off the sand before coming inside. After a decade of selling real estate on the Emerald Coast I've learned that most buyers and renters share these three priorities when looking for a beach home: quick and easy beach access, nearby dining & entertainment options, and a private heated pool.

The heated pool is a key because Northwest Florida experiences cold snaps in the Fall and Winter months, so many vacation renters filter their online searches for homes with a heated pool, and if you don't have one then you may not show up in a would-be renter's search.

It's also important if you plan on staying at the home and want to be able to use your pool year-round. 3149 Scenic Highway 98 checks every one of these boxes. It's one row back from the beach, and it has a 30'x15' private & heated pool surrounded by a covered patio.

It's located one mile by car or LSV (street-legal golf cart) from the Destin Commons shopping & dining complex as well as the award-winning public golf course at Regatta Bay. All of the places below are accessible from the home by LSV: Barracuda Street Beach Access.........................1-min walk Camille's (seafood, sushi, brunch)...............

......0.4mi The Henderson Rooftop Bar..............................0.8mi Whole Foods......................................................0.8mi Destin Commons (shopping, dining, movies)......0.9mi Uncle Buck's Fish Bowl (bowling/arcade)...........0.9mi Jackacuda's (seafood & sushi).........................1.1mi Regatta Bay Golf Course..............

...................1.7mi This home is located in Crystal Beach, one of the premier vacation rental locations in all of Destin and Miramar Beach, it's the area of town my investment-savvy clients typically gravitate towards. There's three main benefits to being in Crystal Beach: 1) no HOA fees 2) ample public beach accesses.

Most streets have a dedicated access which helps spread the crowds out and leads to a less crowded beach experience. 3) Proximity to the Destin Commons, which is the main shopping, dining, and entertainment hub in Destin. It's also in close proximity to many of the best restaurants in town.

This is important both for personal enjoyment and it also matters a great deal to renters. So, if you plan on renting the property, then this area of town is ideal for that. Floor plan First Floor Upon entering the home there's a good sized landing space.

To the right of the front door is the staircase leading to the upper levels.To the left is the entrance to the first floor living quarters complete with a kitchenette, living room, dining area, and two bedroom suites that share a full bathroom. This area also leads out to the pool area which includes the large covered patio, 30'x15' pool

Monthly Cost Estimate

$11,766/mo

20% down · 6.5% · 30 years

Principal$1,591
Interest$9,533
Insurance$642

Estimates only. Actual payments may vary.

Location

3149 Scenic Hwy 98

Destin, FL 32541

crystal beach

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedKitchen IslandLighting RecessedPantryWasher/Dryer HookupWet Bar

Exterior Features

BalconyBBQ Pit/GrillFenced Back YardPool - Enclosed

Property Details

Flooring

VinylTile

Construction

Siding CmntFbrHrdBrd

Outdoor Features

Deck

Appliances

CooktopDishwasherDryerMicrowaveRefrigerator W/IceMkWasherWater Heater - Elect

Questions & Answers

This 6-bedroom, 5-bathroom single family at 3149 Scenic Hwy 98 is listed at $2,200,000 ($569/sqft). The estimated monthly payment is $11,766 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2004, 0.17 acre lot, 3 stories, 4 parking spaces. Interior Features: Breakfast Bar, Ceiling Raised, Kitchen Island. Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard.

This property is listed by Caleb A Spears and can be reached at 8509741765.

CS

Caleb A Spears

License 3355091

Agent at Compass Florida, LLC

(850) 974-1765
Agent website

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1008104· Source: Emerald Coast Association of Realtors· 86 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3149 Scenic Hwy 98, Destin, FL 32541

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