About This Home

This 3-bedroom, 2-bathroom single family at 3150 Highway 98 in Carrabelle, FL is listed for $550,000 ($493 per sqft). Built in 1985, the home offers 1,116 sqft of living space on a 0.45 acres lot.

Key Features

  • Built in 1985
  • 0.45 acre lot
  • Waterfront

Property Details

2 full
1985

Amenities

WaterfrontA/C
Listing Description

Wake up each morning to sweeping Gulf views from this cozy 3 bedroom, 2 bath beach cottage in the peaceful St. James community near St Teresa and Carrabelle. Life moves slower here. Enjoy coffee on the screened porch, lazy afternoons on the waterfront deck while watching the porpoise play, romping on the sandy beach and sunsets from the dock that feel like a private show.

The private 180 foot dock lets you fish, crab, or launch your boat, kayak or paddle-board right from your backyard. Nearby, you'll find golf, marinas, nature trails, festivals, white sand beaches, barrier islands to explore and endless other outdoor adventures. This is the Forgotten Coast-quiet, unspoiled, and unforgettable. A place where family memories are made and cherished for generations. Property is being sold "as is."

Monthly Cost Estimate

$2,942/mo

20% down · 6.5% · 30 years

Principal$398
Interest$2,383
Insurance$160

Estimates only. Actual payments may vary.

Location

3150 Highway 98

Carrabelle, FL 32322

ST JAMES ISLAND PARK

Features & Amenities

Interior Features

TrayCeilingsVaultedCeilingsWindowTreatmentsEntranceFoyerSplitBedrooms

Property Details

Flooring

Laminate

Construction

WoodSiding

Outdoor Features

PorchDeck

Parking

Driveway

Cooling

Central AirElectric

Appliances

CooktopDryerDishwasherMicrowaveOvenRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3150 Highway 98 is listed at $550,000 ($493/sqft). The estimated monthly payment is $2,941 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1985, 0.45 acre lot, Waterfront. Interior Features: TrayCeilings, VaultedCeilings, WindowTreatments.

This property is listed by Cynthia Miller.

CM

Cynthia Miller

License 3387279

Agent at Xcellence

Listed by Xcellence · Broker phone: 3055957355 · View on Broker Site

MLS# 399430· Source: Tallahassee Board of Realtors· 179 days on PropertySimple

Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3150 Highway 98, Carrabelle, FL 32322

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