# 3150 Highway 98, Carrabelle, FL 32322

> **TL;DR:** 3bd/2ba single family, $550,000 ($493/sqft), built 1985, 1,116 sqft.
> Waterfront, A/C. Est. $2,941/mo. Listed 139 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $550,000 |
| Price/sqft | $493 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,116 |
| Year Built | 1985 |
| Lot Size | 19,602 sqft (0.45 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 139 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,781 |
| Estimated Insurance | $160 |
| **Total** | **$2,941** |

## Nearby Schools

- **Elementary:** OTHER COUNTY
- **Middle:** Franklin County Middle School
- **High:** Franklin County High School

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1985
- 0.45 acre lot
- Waterfront

## Description

### Agent Description
Wake up each morning to sweeping Gulf views from this cozy 3 bedroom, 2 bath beach cottage in the peaceful St. James community near St Teresa and Carrabelle. Life moves slower here. Enjoy coffee on the screened porch, lazy afternoons on the waterfront deck while watching the porpoise play, romping on the sandy beach and sunsets from the dock that feel like a private show. The private 180 foot dock lets you fish, crab, or launch your boat, kayak or paddle-board right from your backyard. Nearby, you'll find golf, marinas, nature trails, festivals, white sand beaches, barrier islands to explore and endless other outdoor adventures. This is the Forgotten Coast-quiet, unspoiled, and unforgettable. A place where family memories are made and cherished for generations. Property is being sold "as is."

## Location

- **Address:** 3150 Highway 98, Carrabelle, FL 32322
- **County:** Franklin
- **Neighborhood:** ST JAMES ISLAND PARK
- **Coordinates:** 29.907003, -84.54195
- **Google Maps:** https://www.google.com/maps?q=29.907003,-84.54195

## Listing Agent

- **Name:** Cynthia Miller · **License:** 3387279
- **Brokerage:** Xcellence
- **Phone:** 8505097970
- **Broker Phone:** 3055957355
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3150-Highway-98-E_Carrabelle_FL_32322_M55082-49804?f=listhub&s=TBRFL&m=399430&c=propsimple)

## Photos

![3150 Highway 98 - Photo 1](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f3388153008r.jpg)

![3150 Highway 98 - Photo 2](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f3299386116r.jpg)

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![3150 Highway 98 - Photo 34](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f3774461993r.jpg)

![3150 Highway 98 - Photo 35](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f3210206057r.jpg)

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![3150 Highway 98 - Photo 39](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f2629337327r.jpg)

![3150 Highway 98 - Photo 40](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f2170145670r.jpg)

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![3150 Highway 98 - Photo 49](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f1199998083r.jpg)

![3150 Highway 98 - Photo 50](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f2936009407r.jpg)

![3150 Highway 98 - Photo 51](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f1954487034r.jpg)

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![3150 Highway 98 - Photo 55](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f3123923727r.jpg)

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![3150 Highway 98 - Photo 59](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f2133995433r.jpg)

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![3150 Highway 98 - Photo 65](http://lh.rdcpix.com/32a85131bfb25ac5f3d5272995a77276l-f3444789703r.jpg)

---

**MLS#:** 399430 | **Updated:** 2026-09-16
**Source:** listhub

*Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3150-highway-98-carrabelle-fl-32322-l399430)

---

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