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About This Home

This 3-bedroom, 1-bathroom single family at 3165 PHLOX DRIVE in Palm Harbor, FL is listed for $250,000 ($292 per sqft). Built in 1984, the home offers 855 sqft of living space on a 0.09 acres lot.

Agent Description

PRICED TO SELL! Your Palm Harbor Paradise Awaits in Coveted Cloverplace Stop scrolling—you just found the one. Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today's market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location.

With only one shared wall and a private fenced backyard, you'll enjoy the feel of a single-family home without the maintenance headaches. From the moment you step inside, you'll be greeted by bright, sun-filled living spaces designed for easy Florida living.

The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home. The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef.

Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point.

Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida's year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here.

Major updates provide peace of mind and long-term value, including: New Roof (2016) New A/C System (2018) Move-in-ready condition The Lifestyle You've Been Looking For Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida's most breathtaking Gulf beaches in a short drive.

With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you'll enjoy a carefree lifestyle without the burden of excessive costs. Cloverplace is: * All Ages Welcome * Pet Friendly * Investor Friendly Location.

Lifestyle. Value. Whether you're a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don't come around often. Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location—and this one delivers on all three.

Don't wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.

Key Features

  • Built in 1984
  • 0.09 acre lot

Property Details

1 full
1984

Monthly Cost Estimate

$1,337/mo

20% down · 6.5% · 30 years

Principal$181
Interest$1,083
Insurance$73

Estimates only. Actual payments may vary.

Location

3165 PHLOX DRIVE

Palm Harbor, FL 34684

CLOVERPLACE CONDO

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersVaulted Ceiling(s)

Exterior Features

PavedLighting

Property Details

Flooring

CarpetTile

Construction

FrameStucco

Parking

GarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherGarbage DisposerRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 1-bathroom single family at 3165 PHLOX DRIVE is listed at $250,000 ($292/sqft). The estimated monthly payment is $1,083 based on 20% down at 6.5% interest.

Key features include: Built in 1984, 0.09 acre lot. Interior Features: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo. Exterior Features: Paved, Lighting.

This property is listed by Kevin Deeley and can be reached at 7276923705 or KEELEY@KW.COM.

KD

Kevin Deeley

Agent at KELLER WILLIAMS REALTY- PALM H

(727) 692-3705

Listed by KELLER WILLIAMS REALTY- PALM H · View on Broker Site

MLS# TB8517639· Source: listhub· Updated 1 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3165 PHLOX DRIVE, Palm Harbor, FL 34684

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