# 3174 PHLOX Drive, Palm Harbor, FL 34684 > **TL;DR:** 2bd/2ba single family, $229,000 ($266/sqft), built 1984, 860 sqft. > A/C, 1-car garage. Est. $1,225/mo. Listed 73 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $229,000 | | Price/sqft | $266 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 860 | | Year Built | 1984 | | Lot Size | 3,485 sqft (0.08 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 73 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,158 | | Estimated Insurance | $67 | | **Total** | **$1,225** | ## Nearby Schools - **Elementary:** Highland Lakes Elementary-PN - **Middle:** Carwise Middle-PN - **High:** Palm Harbor Univ High-PN ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 1984 - 0.08 acre lot ## Description ### Agent Description Virtually Staged. PRICE IMPROVEMENT! Welcome to this charming 2-bedroom, 2-bath villa, plus a bonus/flex room in the desirable Cloverplace community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **ROOF replaced in 2022** and a **newer HVAC system**. Inside, you'll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere. Step into the bright and airy sunroom overlooking a **nicely FENCED backyard**-a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you're looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor's most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab! ## Location - **Address:** 3174 PHLOX Drive, Palm Harbor, FL 34684 - **County:** Pinellas - **Neighborhood:** CLOVERPLACE CONDO - **Coordinates:** 28.070437, -82.726591 - **Google Maps:** https://www.google.com/maps?q=28.070437,-82.726591 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=PsZN7m1thX6 ## Listing Agent - **Name:** Beverly Burchfield - **Brokerage:** Ragsdale Residential Realty - **Phone:** 9548170578 - **Broker Phone:** (727) 742-3789 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3174-Phlox-Dr_Palm-Harbor_FL_34684_M61228-19858?f=listhub&s=MFRMLSFL&m=TB8531522&c=propsimple) ## Photos ![3174 PHLOX Drive - Photo 1](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f1064329727r.jpg) ![3174 PHLOX Drive - Photo 2](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f320061275r.jpg) ![3174 PHLOX Drive - Photo 3](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f916509745r.jpg) ![3174 PHLOX Drive - Photo 4](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f1373301899r.jpg) ![3174 PHLOX Drive - Photo 5](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f1135993918r.jpg) ![3174 PHLOX Drive - Photo 6](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f1777063252r.jpg) ![3174 PHLOX Drive - Photo 7](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f940298206r.jpg) ![3174 PHLOX Drive - Photo 8](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f639904378r.jpg) ![3174 PHLOX Drive - Photo 9](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f683655257r.jpg) ![3174 PHLOX Drive - Photo 10](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f60883386r.jpg) ![3174 PHLOX Drive - Photo 11](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f288998627r.jpg) ![3174 PHLOX Drive - Photo 12](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f2397801428r.jpg) ![3174 PHLOX Drive - Photo 13](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f29405443r.jpg) ![3174 PHLOX Drive - Photo 14](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f568606464r.jpg) ![3174 PHLOX Drive - Photo 15](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f677991138r.jpg) ![3174 PHLOX Drive - Photo 16](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f62345100r.jpg) ![3174 PHLOX Drive - Photo 17](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f4165764161r.jpg) ![3174 PHLOX Drive - Photo 18](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f4177208171r.jpg) ![3174 PHLOX Drive - Photo 19](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f917287650r.jpg) ![3174 PHLOX Drive - Photo 20](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f3298490348r.jpg) ![3174 PHLOX Drive - Photo 21](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f1581747836r.jpg) ![3174 PHLOX Drive - Photo 22](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f2836339260r.jpg) ![3174 PHLOX Drive - Photo 23](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f766700758r.jpg) ![3174 PHLOX Drive - Photo 24](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f3688458999r.jpg) ![3174 PHLOX Drive - Photo 25](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f1851478917r.jpg) ![3174 PHLOX Drive - Photo 26](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f3899655926r.jpg) ![3174 PHLOX Drive - Photo 27](http://lh.rdcpix.com/f1ac195115afaa819e08ffca67e07a67l-f1060246405r.jpg) --- **MLS#:** TB8531522 | **Updated:** 2026-09-28 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3174-phlox-drive-palm-harbor-fl-34684-b8531522) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3174-phlox-drive-palm-harbor-fl-34684-b8531522#listing", "url": "https://www.propertysimple.ai/listing/3174-phlox-drive-palm-harbor-fl-34684-b8531522", "name": "3174 PHLOX Drive, Palm Harbor, FL 34684", "description": "Virtually Staged. PRICE IMPROVEMENT! Welcome to this charming 2-bedroom, 2-bath villa, plus a bonus/flex room in the desirable Cloverplace community of Palm Harbor! 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