# 318 Gainesborough Court, Monticello, IL 61856

> **TL;DR:** 3bd/3ba single family, $389,900 ($170/sqft), built 1992, 2,292 sqft.
> Fireplace, Waterfront, View, A/C. Est. $2,086/mo. Listed 32 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $389,900 |
| Price/sqft | $170 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,292 |
| Year Built | 1992 |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active Under Contract |
| Days on Market | 32 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,972 |
| Estimated Insurance | $114 |
| **Total** | **$2,086** |

## Nearby Schools

- **Elementary:** Monticello Elementary
- **Middle:** Monticello Junior High School
- **High:** Monticello High School

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C
- 2-car garage

## Property Highlights

- Built in 1992
- 2 stories
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to this inviting 3-bedroom, 2.5-bathroom home offering a comfortable layout, beautiful spaces, and plenty to love both inside and out! The bright and beautiful sunroom provides a wonderful spot to relax, enjoy your morning coffee, or take in the peaceful backyard views. Spacious living areas create an easy flow for everyday living and entertaining, while three generously sized bedrooms provide plenty of room to unwind. Step outside and enjoy the amazing backyard views, offering a lovely backdrop for relaxing, gathering, and making memories. An attached two-car garage adds everyday convenience and plenty of space for parking and storage. With its welcoming spaces, functional layout, and beautiful outdoor setting, this Monticello home is ready to welcome you home!

## Location

- **Address:** 318 Gainesborough Court, Monticello, IL 61856
- **County:** Piatt
- **Coordinates:** 40.026989, -88.559139
- **Google Maps:** https://www.google.com/maps?q=40.026989,-88.559139

## Virtual Tour & Media

- **Video Tour:** https://media.sixteendegree.com/318-Gainesborough-Ct/idx

## Listing Agent

- **Name:** Lisa Duncan
- **Brokerage:** Keller Williams The Real Estate Center of Illinois, LLC
- **Broker Phone:** (217) 356-6100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/318-Gainesborough-Ct_Monticello_IL_61856_M70903-48270?f=listhub&s=MREDIL&m=12768850&c=propsimple)

## Photos

![318 Gainesborough Court - Photo 1](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f4022949213r.jpg)

![318 Gainesborough Court - Photo 2](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f4022949213r.jpg)

![318 Gainesborough Court - Photo 3](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2310938809r.jpg)

![318 Gainesborough Court - Photo 4](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2689017700r.jpg)

![318 Gainesborough Court - Photo 5](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f351660808r.jpg)

![318 Gainesborough Court - Photo 6](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f1747307751r.jpg)

![318 Gainesborough Court - Photo 7](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f4090643997r.jpg)

![318 Gainesborough Court - Photo 8](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3776016315r.jpg)

![318 Gainesborough Court - Photo 9](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f1188075420r.jpg)

![318 Gainesborough Court - Photo 10](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f4197078002r.jpg)

![318 Gainesborough Court - Photo 11](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2168941760r.jpg)

![318 Gainesborough Court - Photo 12](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3095012350r.jpg)

![318 Gainesborough Court - Photo 13](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f932532678r.jpg)

![318 Gainesborough Court - Photo 14](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f388025698r.jpg)

![318 Gainesborough Court - Photo 15](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3278611676r.jpg)

![318 Gainesborough Court - Photo 16](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3850228240r.jpg)

![318 Gainesborough Court - Photo 17](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f593889700r.jpg)

![318 Gainesborough Court - Photo 18](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3700976644r.jpg)

![318 Gainesborough Court - Photo 19](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f4019925401r.jpg)

![318 Gainesborough Court - Photo 20](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2179933321r.jpg)

![318 Gainesborough Court - Photo 21](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3563890652r.jpg)

![318 Gainesborough Court - Photo 22](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2345985996r.jpg)

![318 Gainesborough Court - Photo 23](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3803001706r.jpg)

![318 Gainesborough Court - Photo 24](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2536667323r.jpg)

![318 Gainesborough Court - Photo 25](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3375551578r.jpg)

![318 Gainesborough Court - Photo 26](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2710376178r.jpg)

![318 Gainesborough Court - Photo 27](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f662149911r.jpg)

![318 Gainesborough Court - Photo 28](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f391226984r.jpg)

![318 Gainesborough Court - Photo 29](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f1958153553r.jpg)

![318 Gainesborough Court - Photo 30](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3481820003r.jpg)

![318 Gainesborough Court - Photo 31](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3500670868r.jpg)

![318 Gainesborough Court - Photo 32](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f83828329r.jpg)

![318 Gainesborough Court - Photo 33](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3016287414r.jpg)

![318 Gainesborough Court - Photo 34](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f2053337710r.jpg)

![318 Gainesborough Court - Photo 35](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f1504487559r.jpg)

![318 Gainesborough Court - Photo 36](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f3656815956r.jpg)

![318 Gainesborough Court - Photo 37](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f1425487845r.jpg)

![318 Gainesborough Court - Photo 38](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f394080164r.jpg)

![318 Gainesborough Court - Photo 39](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f700168553r.jpg)

![318 Gainesborough Court - Photo 40](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f425581277r.jpg)

![318 Gainesborough Court - Photo 41](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f457469104r.jpg)

![318 Gainesborough Court - Photo 42](http://lh.rdcpix.com/243d3ddde2927d8f0b2bfae0eccdb35el-f504810720r.jpg)

---

**MLS#:** 12768850 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/318-gainesborough-court-monticello-il-61856-8fd01a95ec904c52bcc4fdedb819e4b6)

---

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}
```