# 3181 SW Lake Terrace, Palm City, FL 34990

> **TL;DR:** 3bd/3ba single family, $1,150,000 ($513/sqft), built 2007, 2,240 sqft.
> Pool, Waterfront, A/C. Est. $5,005/mo. Listed 147 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,150,000 |
| Price/sqft | $513 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,240 |
| Year Built | 2007 |
| Lot Size | 12,110 sqft (0.28 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 147 |

## Why This Home Stands Out

- **Pool** - Porch, Deck
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,983 |
| HOA | $22 |
| **Total** | **$5,005** |

## Nearby Schools

- **Elementary:** Bessey Creek
- **Middle:** Hidden Oaks
- **High:** Martin County

## Key Amenities

- Pool
- Waterfront
- A/C

## Property Highlights

- Built in 2007
- 0.28 acre lot
- 2 stories
- 2 parking spaces
- Private pool
- Waterfront

## Description

### Agent Description
Everything you are looking for in a waterfront home, just add the boat! 2007 built to the newest building codes, concrete block home with standing seam metal roof and all impact glass. 160 feet of waterfront wraps around the back and side of the property offering expansive water views from a large, screened porch and deck area. Private dock & no fixed bridges to the inlet. The kitchen you always wanted with high-quality full-size refrigerator and separate freezer, Bosch cooktop with pot-filler & double dishwasher. A large kitchen island is the center for entertaining. Primary suite is on the first floor with 2 bedrooms, a loft space, & bathroom upstairs. Home and pool built on 45 in-ground pilings for added strength. I-95 & Turnpike nearby for commuting and Palm City offers high-quality schools. The protected waterway offers safe back water fishing & boating for kayaks, canoes & skiffs, and just minutes to downtown Stuart & the St Lucie Inlet in your sportfish outboard boat.!

## Location

- **Address:** 3181 SW Lake Terrace, Palm City, FL 34990
- **County:** Martin
- **Neighborhood:** Rustic Hills
- **Coordinates:** 27.189839, -80.296807
- **Google Maps:** https://www.google.com/maps?q=27.189839,-80.296807

## Listing Agent

- **Name:** Brian Sullivan
- **Brokerage:** Laviano & Associates Real Esta
- **Phone:** 7725303388
- **Email:** sullivanhotwater@aol.com

## Primary Photo

![3181 SW Lake Terrace - Primary Photo](http://lh.rdcpix.com/27b4f6ef6264dc3c2c5d7d5c40d4e018l-f1551341501r.jpg)

*44 total photos available on [listing page](https://www.propertysimple.com/listing/3181-sw-lake-terrace-palm-city-fl-34990-20053660)*

---

**MLS#:** M20053660 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Martin County REALTORS® of the Treasure Coast, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3181-sw-lake-terrace-palm-city-fl-34990-20053660)

---

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