# 320 Chestnut St, Oneonta, NY 13820

> **TL;DR:** 2bd/3ba single family, $149,500, built 1890.
> 2-car garage. Est. $800/mo. Listed 58 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $149,500 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Year Built | 1890 |
| Lot Size | 8,276 sqft (0.19 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 58 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $756 |
| Estimated Insurance | $44 |
| **Total** | **$800** |

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1890
- 0.19 acre lot
- 2 stories

## Description

### Agent Description
Possibility Plus awaits in this spacious West End home! Enter through the convenient rear mudroom featuring abundant storage with large built-in cabinets and second pantry. The kitchen offers beautiful raised-panel oak cabinetry and opens to a bright, airy family room with a cathedral ceiling and sliding glass doors leading to a private side deck. The main level also features a spacious dining room, comfortable living room, and a full bathroom, providing a functional layout for everyday living and entertaining. Upstairs, you'll find a full hall bath, a large primary suite with ample closet space, and a private bath ready for your finishing touches-simply add a tub or shower to complete the space. The suite also offers the potential for a convenient second-floor laundry area. A second bedroom completes the upper level. A new HVAC system installed in 2012 provides year-round comfort and efficiency. Outside, enjoy the inviting wraparound covered front and side porches that lead to private deck areas, perfect for relaxing or entertaining. The property also includes a two-car detached garage, an expansive paved parking area, and landscaped yard surrounded shrubs and fencing for added privacy. With generous living space, endless potential, and a desirable West End location, this home is ready for its next chapter!

## Location

- **Address:** 320 Chestnut St, Oneonta, NY 13820
- **County:** Otsego
- **Coordinates:** 42.452943, -75.084787
- **Google Maps:** https://www.google.com/maps?q=42.452943,-75.084787

## Virtual Tour & Media

- **Video Tour:** https://video214.com/custom-player/f1OOY0NulMfjjwhOGZC0Iw

## Listing Agent

- **Name:** Bradford F Morley
- **Brokerage:** BENSON AGENCY REAL ESTATE LLC
- **Phone:** 607-432-4391
- **Broker Phone:** 607-432-4391
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/320-Chestnut-St_Oneonta_NY_13820_M34275-88513?f=listhub&s=NYSMLS&m=11912777&c=propsimple)

## Photos

![320 Chestnut St - Photo 1](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f2618854946r.jpg)

![320 Chestnut St - Photo 2](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f765232342r.jpg)

![320 Chestnut St - Photo 3](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f1681930267r.jpg)

![320 Chestnut St - Photo 4](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f132803435r.jpg)

![320 Chestnut St - Photo 5](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f660825264r.jpg)

![320 Chestnut St - Photo 6](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f2154916884r.jpg)

![320 Chestnut St - Photo 7](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f591343818r.jpg)

![320 Chestnut St - Photo 8](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f2993575370r.jpg)

![320 Chestnut St - Photo 9](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f3404127842r.jpg)

![320 Chestnut St - Photo 10](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f2115287737r.jpg)

![320 Chestnut St - Photo 11](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f3056107193r.jpg)

![320 Chestnut St - Photo 12](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f2816500944r.jpg)

![320 Chestnut St - Photo 13](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f3177466760r.jpg)

![320 Chestnut St - Photo 14](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f928230229r.jpg)

![320 Chestnut St - Photo 15](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f2958255394r.jpg)

![320 Chestnut St - Photo 16](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f2051978770r.jpg)

![320 Chestnut St - Photo 17](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f3529651068r.jpg)

![320 Chestnut St - Photo 18](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f3423683664r.jpg)

![320 Chestnut St - Photo 19](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f3032807051r.jpg)

![320 Chestnut St - Photo 20](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f185621708r.jpg)

![320 Chestnut St - Photo 21](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f533771871r.jpg)

![320 Chestnut St - Photo 22](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f639903806r.jpg)

![320 Chestnut St - Photo 23](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f3233203348r.jpg)

![320 Chestnut St - Photo 24](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f4032176807r.jpg)

![320 Chestnut St - Photo 25](http://lh.rdcpix.com/7cbc4806c56334e80a1f0664e9de91f6l-f1382229618r.jpg)

---

**MLS#:** 11912777 | **Updated:** 2026-09-25
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/320-chestnut-st-oneonta-ny-13820-11912777)

---

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