# 320 Chestnut Street, Oneonta, NY 13820

> **TL;DR:** 2bd/3ba single family, $149,500 ($90/sqft), built 1890, 1,660 sqft.
> A/C, 2-car garage. Est. $800/mo. Listed 61 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $149,500 |
| Price/sqft | $90 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,660 |
| Year Built | 1890 |
| Lot Size | 8,276 sqft (0.19 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 61 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $756 |
| Estimated Insurance | $44 |
| **Total** | **$800** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1890
- 0.19 acre lot
- 2 stories

## Description

### Agent Description
Possibility Plus awaits in this spacious West End home! Enter through the convenient rear mudroom featuring abundant storage with large built-in cabinets and second pantry. The kitchen offers beautiful raised-panel oak cabinetry and opens to a bright, airy family room with a cathedral ceiling and sliding glass doors leading to a private side deck. The main level also features a spacious dining room, comfortable living room, and a full bathroom, providing a functional layout for everyday living and entertaining. Upstairs, you'll find a full hall bath, a large primary suite with ample closet space, and a private bath ready for your finishing touches-simply add a tub or shower to complete the space. The suite also offers the potential for a convenient second-floor laundry area. A second bedroom completes the upper level. A new HVAC system installed in 2012 provides year-round comfort and efficiency. Outside, enjoy the inviting wraparound covered front and side porches that lead to private deck areas, perfect for relaxing or entertaining. The property also includes a two-car detached garage, an expansive paved parking area, and landscaped yard surrounded shrubs and fencing for added privacy. With generous living space, endless potential, and a desirable West End location, this home is ready for its next chapter!

## Location

- **Address:** 320 Chestnut Street, Oneonta, NY 13820
- **County:** Otsego
- **Coordinates:** 42.452941, -75.084788
- **Google Maps:** https://www.google.com/maps?q=42.452941,-75.084788

## Virtual Tour & Media

- **Video Tour:** https://video214.com/custom-player/f1OOY0NulMfjjwhOGZC0Iw

## Listing Agent

- **Name:** Bradford F. Morley · **License:** 40MO1114245
- **Brokerage:** Benson Agency Real Estate LLC
- **Phone:** 6074349136
- **Broker Phone:** (607) 432-4391
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/320-Chestnut-St_Oneonta_NY_13820_M34275-88513?f=listhub&s=BNARNY&m=R1702323&c=propsimple)

## Photos

![320 Chestnut Street - Photo 1](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f3128395251r.jpg)

![320 Chestnut Street - Photo 2](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f1338518679r.jpg)

![320 Chestnut Street - Photo 3](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f1527633738r.jpg)

![320 Chestnut Street - Photo 4](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2574951670r.jpg)

![320 Chestnut Street - Photo 5](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f764345395r.jpg)

![320 Chestnut Street - Photo 6](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f1664802648r.jpg)

![320 Chestnut Street - Photo 7](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f1424183476r.jpg)

![320 Chestnut Street - Photo 8](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f870816842r.jpg)

![320 Chestnut Street - Photo 9](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2198247248r.jpg)

![320 Chestnut Street - Photo 10](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f409605642r.jpg)

![320 Chestnut Street - Photo 11](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f4049083030r.jpg)

![320 Chestnut Street - Photo 12](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2314950540r.jpg)

![320 Chestnut Street - Photo 13](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f3243182917r.jpg)

![320 Chestnut Street - Photo 14](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f1792226836r.jpg)

![320 Chestnut Street - Photo 15](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f771143059r.jpg)

![320 Chestnut Street - Photo 16](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f1912351367r.jpg)

![320 Chestnut Street - Photo 17](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f3536130812r.jpg)

![320 Chestnut Street - Photo 18](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2259973287r.jpg)

![320 Chestnut Street - Photo 19](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2833145653r.jpg)

![320 Chestnut Street - Photo 20](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2598199553r.jpg)

![320 Chestnut Street - Photo 21](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2337114069r.jpg)

![320 Chestnut Street - Photo 22](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f1906077730r.jpg)

![320 Chestnut Street - Photo 23](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f3423897964r.jpg)

![320 Chestnut Street - Photo 24](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f2507184837r.jpg)

![320 Chestnut Street - Photo 25](http://lh.rdcpix.com/b5f1359d2183b251975e5214c7cc2fbbl-f8473385r.jpg)

---

**MLS#:** R1702323 | **Updated:** 2026-09-28
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/320-chestnut-street-oneonta-ny-13820-r1702323)

---

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