About This Home

This 2-bedroom, 2-bathroom condo at 320 Elm ST 304 in San Mateo, CA is listed for $1,188,000 ($709 per sqft). Built in 1982, the home offers 1,676 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1982
  • 0.04 acre lot
  • Fireplace

Property Details

2 full
2-car garage
1982

Amenities

Fireplace
Listing Description

Welcome to 320 Elm Street #304, a rare top-floor residence offering refined design and effortless living in the heart of San Mateo. Meticulously maintained and filled with natural light, this beautifully appointed condominium features an expansive open floor plan ideal for both entertaining and everyday comfort.

The bright living and dining areas showcase all-new luxury vinyl plank flooring installed throughout, creating a seamless, modern flow. The thoughtfully designed kitchen offers crisp cabinetry, sleek countertops, and generous workspace, perfect for casual meals or hosting with ease.

The spacious primary suite serves as a serene retreat with an ensuite bath, while a well-sized second bedroom and additional full bathroom provide flexibility for guests, a home office, or both. Ample closet space and smart storage enhance everyday functionality. Ideally located near downtown San Mateo, Caltrain, parks, shopping, dining, and major commuter routes, this home delivers an exceptional lifestyle of convenience and comfort. Secure parking and community amenities complete this outstanding offering.

Monthly Cost Estimate

$6,949/mo

20% down · 6.5% · 30 years

Principal$859
Interest$5,148
Insurance$347
HOA$595

Estimates only. Actual payments may vary.

Location

320 Elm ST 304

San Mateo, CA 94401

Features & Amenities

Interior Features

Video / Audio SystemHigh CeilingSecurity GateSkylight

Property Details

Construction

Concrete Block

Parking

AssignedCovered

Heating

Baseboard

Appliances

DishwasherMicrowaveCountertop - QuartzOven Range - Electric

Questions & Answers

This 2-bedroom, 2-bathroom condo at 320 Elm ST 304 is listed at $1,188,000 ($709/sqft). The estimated monthly payment is $6,949 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $595/month.

Key features include: Built in 1982, 0.04 acre lot, Fireplace. Interior Features: Video / Audio System, High Ceiling, Security Gate.

This property is listed by Rob Decontreras and can be reached at 4159991717.

RD

Rob Decontreras

License 02231699

Agent at Keller Williams Peninsula Estates

(415) 999-1717
Agent website

Listed by Keller Williams Peninsula Estates · Broker phone: (650) 627-3700 · View on Broker Site · Broker website

MLS# ML82056116· Source: MLS Listings, Inc.· 55 days on PropertySimple

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

320 Elm ST 304, San Mateo, CA 94401

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