About This Home

This 4-bedroom, 3-bathroom single family at 32026 Mill Stream Road in Rancho Santa Margarita, CA is listed for $1,399,000 ($558 per sqft). Built in 1987, the home offers 2,507 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1987
  • 0.14 acre lot
  • 2 stories
  • 3 parking spaces
  • Private pool
  • Fireplace

Property Details

2 stories
3 full
3-car garage
1987

Amenities

PoolFireplaceSpaA/C
Listing Description

Welcome to your own private retreat with this beautifully maintained 4-bedroom, 3-bath home offers the perfect blend of comfort, style, and resort-style living. Featuring a spacious 3-car garage and a stunning backyard complete with a sparkling pool, relaxing spa, waterfall features, and entertaining spaces, this home was designed for making memories.

Inside, you'll find a thoughtfully updated interior with remodeled kitchen cabinetry, raised ceilings, upgraded flooring, fresh designer paint, newer carpet, and beautifully refreshed bathrooms. Energy-efficient dual-pane windows, plantation shutters, whole-house fans, and an air purification system help create year-round comfort.

The heart of the home is the inviting kitchen, enhanced with custom upgrades and open living spaces that flow seamlessly for everyday living and entertaining. Additional improvements include a newer HVAC system, upgraded electrical panel, replaced plumbing, insulated garage door, and fully paid-off solar for added efficiency and peace of mind.

Step outside and enjoy your own backyard oasis featuring updated pool and spa equipment, refreshed hardscape and tile, covered patio, ambient lighting, and plenty of space to relax or host friends and family. Lovingly cared for and extensively upgraded over the years, this is more than just a house, it's a home where quality, comfort, and luxury come together.

Monthly Cost Estimate

$7,627/mo

20% down · 6.5% · 30 years

Principal$1,012
Interest$6,062
Insurance$408
HOA$145

Estimates only. Actual payments may vary.

Location

32026 Mill Stream Road

Rancho Santa Margarita, CA 92679

Trabuco - Elms (THE)

Features & Amenities

Interior Features

High CeilingsCeiling Fan(s)Recessed LightingStorageCathedral Ceiling(s)Granite Counters

Property Details

Flooring

WoodCarpetTile

Pool Features

Pool

Outdoor Features

Patio

Parking

GarageDriveway

Heating

Central

Cooling

Central AirWhole House Fan

Appliances

Convection OvenGas CooktopWater HeaterMicrowaveBarbecueGas OvenDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 32026 Mill Stream Road is listed at $1,399,000 ($558/sqft). The estimated monthly payment is $7,627 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $145/month.

Key features include: Built in 1987, 0.14 acre lot, 2 stories, 3 parking spaces, Private pool, Fireplace. Interior Features: High Ceilings, Ceiling Fan(s), Recessed Lighting.

This property is listed by Gina Christiansen.

GC

Gina Christiansen

License 01797087

Agent at Coldwell Banker Residential Brokerage

Listed by Coldwell Banker Residential Brokerage · Broker phone: (949) 466-6193

MLS# OC26173422· Source: California Regional Multiple Listing Service, Inc· 97 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

32026 Mill Stream Road, Rancho Santa Margarita, CA 92679

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