# 3206 N 20th A Street, Waco, TX 76708 > **TL;DR:** 6bd/4ba multi-family, $274,900, built 2020. > A/C. Est. $1,470/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $274,900 | | Bedrooms | 6 | | Bathrooms | 4 full | | Year Built | 2020 | | Lot Size | 7,013 sqft (0.16 acres) | | Stories | 1 | | Property Type | Multi-Family (Duplex) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,390 | | Estimated Insurance | $80 | | **Total** | **$1,470** | ## Nearby Schools - **Elementary:** Cedar Ridge - **Middle:** GW Carver - **High:** Waco ## Key Amenities - A/C ## Property Highlights - Built in 2020 - 0.16 acre lot - 2 parking spaces ## Description ### Agent Description Amazing opportunity for investors, or someone who wants to have passive income while living in one unit and renting out the other! Almost new duplex on a quiet Waco street includes two identical units each with three bedrooms, two baths and modern amenities throughout. Energy-efficient features and appliances that are difficult to find in other properties in the area. Efficient floorplan with a large living area and open kitchen. Earn additional income or let someone else pay a portion of your house payment - take a look today! ## Location - **Address:** 3206 N 20th A Street, Waco, TX 76708 - **County:** McLennan - **Neighborhood:** Monmouth Heights - **Coordinates:** 31.573578, -97.170622 - **Google Maps:** https://www.google.com/maps?q=31.573578,-97.170622 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21306739 ## Listing Agent - **Name:** Eric Zadnik - **Brokerage:** Premier, REALTORS - **Phone:** 254-772-0505 - **Broker Phone:** 254-772-0505 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3206-N-20th-A-St_Waco_TX_76708_M83983-78941?f=listhub&s=NTREIS&m=21306739&c=propsimple) ## Photos ![3206 N 20th A Street - Photo 1](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f1946048380r.jpg) ![3206 N 20th A Street - Photo 2](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f2383738419r.jpg) ![3206 N 20th A Street - Photo 3](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f286648755r.jpg) ![3206 N 20th A Street - Photo 4](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f1292435841r.jpg) ![3206 N 20th A Street - Photo 5](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f1677624313r.jpg) ![3206 N 20th A Street - Photo 6](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f4263946839r.jpg) ![3206 N 20th A Street - Photo 7](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f4125670895r.jpg) ![3206 N 20th A Street - Photo 8](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f2659061308r.jpg) ![3206 N 20th A Street - Photo 9](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f1524703614r.jpg) ![3206 N 20th A Street - Photo 10](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f1394549852r.jpg) ![3206 N 20th A Street - Photo 11](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f3526544230r.jpg) ![3206 N 20th A Street - Photo 12](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f658364593r.jpg) ![3206 N 20th A Street - Photo 13](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f1712784158r.jpg) ![3206 N 20th A Street - Photo 14](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f1540913698r.jpg) ![3206 N 20th A Street - Photo 15](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f542465195r.jpg) ![3206 N 20th A Street - Photo 16](http://lh.rdcpix.com/17cd813a0f3975b02acc07947ab98f55l-f821174285r.jpg) --- **MLS#:** 21306739 | **Updated:** 2026-09-26 **Source:** listhub *Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3206-n-20th-a-street-waco-tx-76708-21306739) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3206-n-20th-a-street-waco-tx-76708-21306739#listing", "url": "https://www.propertysimple.ai/listing/3206-n-20th-a-street-waco-tx-76708-21306739", "name": "3206 N 20th A Street, Waco, TX 76708", "description": "Amazing opportunity for investors, or someone who wants to have passive income while living in one unit and renting out the other! Almost new duplex on a quiet Waco street includes two identical units each with three bedrooms, two baths and modern amenities throughout. Energy-efficient features and appliances that are difficult to find in other properties in the area. 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