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About This Home

This 3-bedroom, 3-bathroom single family at 3209 Astor Avenue in Panama City, FL is listed for $540,000 ($226 per sqft). Built in 2019, the home offers 2,389 sqft of living space on a 0.13 acres lot.

Agent Description

Back on the market at no fault of the seller. **ASSUMABLE VA MORTGAGE 3.25%** Move-in ready 3-bedroom, 2.5-bath ''Captiva'' floor plan located in the highly sought-after SweetBay community of Panama City--offering the perfect blend of bayfront living, modern comfort, and unbeatable convenience.

Designed with entertaining in mind, the first floor showcases a spacious open-concept layout seamlessly connecting the living, dining, and kitchen areas. The chef's kitchen features stainless steel appliances, a smart refrigerator, a gas stove, an oversized island, a butler's pantry and an expansive walk-in pantry--ideal for gatherings both large and small.

A dedicated office/flex space with double doors on the first floor provides the perfect setting for working from home, a playroom, or a hobby space, along with a convenient half bath for guests. Upstairs, you'll find a versatile secondary living room/flex space, perfect for a media room, additional lounge area, or study space.

Two generously sized guest bedrooms, a full bathroom, and a laundry room complete the second level. The oversized primary suite is a private retreat featuring tray ceilings and a spa-like ensuite bath with double vanities, an oversized walk-in shower, a spacious walk-in closet, and a private water closet.

Step outside to enjoy the screened porch overlooking a fenced backyard--perfect for relaxing evenings, pets, or outdoor entertaining. Additional highlights include newly installed Levelor window shades throughout, a paver patio, a detached 2-car garage, and an additional parking pad.

Located just minutes from Tyndall Air Force Base, historic downtown Panama City, and the stunning beaches of the Emerald Coast, this home offers exceptional access to shopping, dining, and waterfront recreation. Residents of SweetBay enjoy resort-style amenities including bayfront access, miles of walking trails, parks, playgrounds, and the popular

Academy University --bringing together community charm and coastal lifestyle in one extraordinary neighborhood. ASSUMABLE VA MORTGAGE BALANCE IS $383,574 through Mr. Cooper/Rocket Mortgage

Key Features

  • Built in 2019
  • 0.13 acre lot

Property Details

2 full, 1 half
2019

Amenities

A/C

Monthly Cost Estimate

$2,888/mo

20% down · 6.5% · 30 years

Principal$391
Interest$2,340
Insurance$158

Estimates only. Actual payments may vary.

Location

3209 Astor Avenue

Panama City, FL 32405

Sweetbay

Features & Amenities

Interior Features

CofferedCeilings

Property Details

Construction

HardiplankType

Pool Features

PatioPorch

Parking

AlleyOpenGarage

Heating

Electric (Heating)Central

Cooling

Central AirCeiling Fan(s)

Appliances

ElectricCooktopElectricOvenElectricWaterHeater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3209 Astor Avenue is listed at $540,000 ($226/sqft). The estimated monthly payment is $2,340 based on 20% down at 6.5% interest.

Key features include: Built in 2019, 0.13 acre lot. Interior Features: CofferedCeilings.

This property is listed by Heather T Curry and can be reached at 8502407475 or heather@echomecollective.com.

HC

Heather T Curry

Agent at Real Broker LLC

(850) 240-7475

Listed by Real Broker LLC · View on Broker Site

MLS# 785861· Source: listhub· Updated 100 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3209 Astor Avenue, Panama City, FL 32405

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