# 3209 E Highway 390, Panama City, FL 32405

> **TL;DR:** land, $850,000. Est. $4,546/mo. Listed 1864 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $850,000 |
| Lot Size | 408,157 sqft (9.37 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 1864 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,298 |
| Estimated Insurance | $248 |
| **Total** | **$4,546** |

## Nearby Schools

- **Elementary:** Deer Point
- **Middle:** Merritt Brown
- **High:** Mosley

## Property Highlights

- 9.37 acre lot

## Description

### Agent Description
This 9.4+ acre parcel located in unincoporated Bay County is in a prime location and ready for development. The potential here can go numerous different ways. The owner had surveys, engineering work, potential plat designs done in the past. There is a letter on file from DEP stating the pond is not located in State waters and so can be filled and does not require permitting from DEP. The potential plat layout shows a simple cul-de-sac street with either 38 65'x140' lots or 25 100'x140' lots. Come walk this property today and get ready for your next project! There is much upside to be had here. See attached documents for prior engineering work.

## Location

- **Address:** 3209 E Highway 390, Panama City, FL 32405
- **County:** Bay
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 30.235065, -85.612908
- **Google Maps:** https://www.google.com/maps?q=30.235065,-85.612908

## Listing Agent

- **Name:** Dennis M Dunnigan · **License:** 3316049
- **Brokerage:** Coastal Choice Realty, LLC
- **Phone:** 8502583880
- **Broker Phone:** (850) 215-4160
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3209-E-Highway-390_Panama-City_FL_32405_M96854-18743?f=listhub&s=BCARFL&m=714922&c=propsimple)

## Photos

![3209 E Highway 390 - Photo 1](http://lh.rdcpix.com/269817b88711c0205b4f432b6221ca83l-f2412434074r.jpg)

![3209 E Highway 390 - Photo 2](http://lh.rdcpix.com/269817b88711c0205b4f432b6221ca83l-f2282129655r.jpg)

![3209 E Highway 390 - Photo 3](http://lh.rdcpix.com/269817b88711c0205b4f432b6221ca83l-f39912726r.jpg)

---

**MLS#:** 714922 | **Updated:** 2026-05-31
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3209-e-highway-390-panama-city-fl-32405-l714922)

---

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