About This Home

This 4-bedroom, 4-bathroom single family at 3209 Swordfish Drive in Panama City Beach, FL is listed for $959,000 ($336 per sqft). Built in 2004, the home offers 2,858 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2004
  • 0.14 acre lot
  • 2 stories
  • Private pool

Property Details

2 stories
3 full, 1 half
2-car garage
2004

Amenities

PoolA/C
Listing Description

Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study.

Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

Monthly Cost Estimate

$6,779/mo

20% down · 6.5% · 30 years

Principal$694
Interest$4,156
Insurance$280
HOA$1,650

Estimates only. Actual payments may vary.

Location

3209 Swordfish Drive

Panama City Beach, FL 32408

Bay Point Unit 1

Features & Amenities

Interior Features

DoubleVanitySittingAreaInPrimarySoakingTubSeparateShowerUpperLevelPrimaryWalkInClosets

Property Details

Construction

Brick

Pool Features

Pool

Outdoor Features

PorchPatio

Cooling

Central Air

Appliances

GasRangeGasWaterHeater

Questions & Answers

This 4-bedroom, 4-bathroom single family at 3209 Swordfish Drive is listed at $959,000 ($336/sqft). The estimated monthly payment is $6,779 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1650/month.

Key features include: Built in 2004, 0.14 acre lot, 2 stories, Private pool. Interior Features: DoubleVanity, SittingAreaInPrimary, SoakingTub.

This property is listed by Stephanie N Bickford.

SB

Stephanie N Bickford

License SL3432036

Agent at Dalton Wade

Listed by Dalton Wade · Broker phone: (727) 888-4175 · View on Broker Site

MLS# 782215· Source: Central Panhandle Association of REALTORS· 332 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3209 Swordfish Drive, Panama City Beach, FL 32408

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