About This Home

This 2-bedroom, 1-bathroom single family at 321 E 14th Street in Spencer, IA is listed for $148,000 ($132 per sqft). Built in 1947, the home offers 1,118 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 1947
  • 0.15 acre lot

Property Details

1 story
1 full
1-car garage
1947

Amenities

A/C
Listing Description

Charming and full of character, this 2-bedroom home sits on a desirable corner lot with a spacious fenced yard and plenty of room to enjoy. Since purchasing the home, the seller has replaced the hot water heater, repainted the interior, added fencing with a double gate and shrubs, and installed a new garage door.

The home also features a newer central air, newer windows, bathroom plumbing updates, and a dry basement with additional living, storage, and hobby space. An affordable home with plenty of functionality and room to grow!

Monthly Cost Estimate

$792/mo

20% down · 6.5% · 30 years

Principal$107
Interest$641
Insurance$43

Estimates only. Actual payments may vary.

Location

321 E 14th Street

Spencer, IA 51301

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenMain Floor BedroomsNatural WoodworkWasher/Dryer Hkups

Exterior Features

Fenced Yard-Full

Property Details

Construction

Aluminum Siding Metal Siding

Heating

Forced Air

Cooling

Central Air

Appliances

DryerFreezerMicrowaveRange/StoveRefrigeratorWasher

Questions & Answers

This 2-bedroom, 1-bathroom single family at 321 E 14th Street is listed at $148,000 ($132/sqft). The estimated monthly payment is $791 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1947, 0.15 acre lot. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Main Floor Bedrooms. Exterior Features: Fenced Yard-Full.

This property is listed by Janie Eick.

JE

Janie Eick

Agent at RE/MAX Lakes Realty

Listed by RE/MAX Lakes Realty · Broker phone: (712) 336-4967 · View on Broker Site · Broker website

MLS# 261233· Source: Iowa Great Lakes Board of Realtors· 41 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

321 E 14th Street, Spencer, IA 51301

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