About This Home

This 4-bedroom, 3-bathroom single family at 321 Harbor Place in Fort Walton Beach, FL is listed for $599,900 ($272 per sqft). Built in 2026, the home offers 2,205 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 2026
  • 0.24 acre lot
  • 9 parking spaces

Property Details

1 story
3 full
9 spaces
2026

Amenities

A/CRV Parking
Listing Description

Home to be built--lot is cleared and construction is underway, with the builder anticipating a September closing! Coastal charm meets custom craftsmanship in this beautiful new construction. Situated on an oversized .26-acre lot in an established neighborhood, this all-brick home offers quality finishes and thoughtful design throughout.

Inside, you'll find quartz countertops, soft-close cabinetry, luxury vinyl plank flooring, and no carpet. The chef-inspired kitchen features a custom backsplash, abundant storage, gas range, side-by-side refrigerator, and a premium gas appliance package--perfect for everyday living and entertaining.

The split-bedroom floor plan includes 4 bedrooms and 3 full baths. The spacious primary suite offers a walk-in closet, soaking tub, and tiled shower. Two additional bedrooms share a full bath, while the fourth bedroom features a private en-suite, ideal for guests or multigenerational living.

Enjoy outdoor living from the covered front porch or relax in the backyard after a long day. A spacious 3-car garage and additional parking pad provide plenty of room for boats, RVs, and other recreational vehicles. For added peace of mind, the home includes a 1-year builder warranty, 10-year structural warranty, and a 1-year termite bond.

Monthly Cost Estimate

$3,208/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175

Estimates only. Actual payments may vary.

Location

321 Harbor Place

Fort Walton Beach, FL 32548

SANTASIA PARK LOT 5 BLK A

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingKitchen IslandLighting RecessedPantryWasher/Dryer Hookup

Exterior Features

Fenced Back YardSprinkler System

Property Details

Flooring

Vinyl

Construction

Brick

Outdoor Features

Patio

Parking

RVGuestBoat

Heating

Natural Gas

Cooling

Gas (Cooling)

Appliances

DishwasherDisposalMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven GasWater Heater - Gas

Questions & Answers

This 4-bedroom, 3-bathroom single family at 321 Harbor Place is listed at $599,900 ($272/sqft). The estimated monthly payment is $3,208 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.24 acre lot, 9 parking spaces. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Kitchen Island. Exterior Features: Fenced Back Yard, Sprinkler System.

This property is listed by Nikki Segraves Wood and can be reached at 8504200955.

NW

Nikki Segraves Wood

License 3070604

Agent at ERA American Real Estate

(850) 420-0955

Listed by ERA American Real Estate · Broker phone: (850) 651-2454 · View on Broker Site

MLS# 1004648· Source: Emerald Coast Association of Realtors· 106 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

321 Harbor Place, Fort Walton Beach, FL 32548

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