# 321 Harbor Place, Fort Walton Beach, FL 32548 > **TL;DR:** 4bd/3ba single family, $599,900 ($272/sqft), built 2026, 2,205 sqft. > A/C, RV Parking. Est. $3,208/mo. Listed 101 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $599,900 | | Price/sqft | $272 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,205 | | Year Built | 2026 | | Lot Size | 10,454 sqft (0.24 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 101 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,033 | | Estimated Insurance | $175 | | **Total** | **$3,208** | ## Nearby Schools - **Elementary:** Edwins - **Middle:** Bruner - **High:** Fort Walton Beach ## Key Amenities - A/C - RV Parking ## Property Highlights - Built in 2026 - 0.24 acre lot - 9 parking spaces ## Description ### Agent Description Home to be built--lot is cleared and construction is underway, with the builder anticipating a September closing! Coastal charm meets custom craftsmanship in this beautiful new construction. Situated on an oversized .26-acre lot in an established neighborhood, this all-brick home offers quality finishes and thoughtful design throughout. Inside, you'll find quartz countertops, soft-close cabinetry, luxury vinyl plank flooring, and no carpet. The chef-inspired kitchen features a custom backsplash, abundant storage, gas range, side-by-side refrigerator, and a premium gas appliance package--perfect for everyday living and entertaining. The split-bedroom floor plan includes 4 bedrooms and 3 full baths. The spacious primary suite offers a walk-in closet, soaking tub, and tiled shower. Two additional bedrooms share a full bath, while the fourth bedroom features a private en-suite, ideal for guests or multigenerational living. Enjoy outdoor living from the covered front porch or relax in the backyard after a long day. A spacious 3-car garage and additional parking pad provide plenty of room for boats, RVs, and other recreational vehicles. For added peace of mind, the home includes a 1-year builder warranty, 10-year structural warranty, and a 1-year termite bond. ## Location - **Address:** 321 Harbor Place, Fort Walton Beach, FL 32548 - **County:** Okaloosa - **Neighborhood:** SANTASIA PARK LOT 5 BLK A - **Coordinates:** 30.4094, -86.633801 - **Google Maps:** https://www.google.com/maps?q=30.4094,-86.633801 ## Listing Agent - **Name:** Nikki Segraves Wood · **License:** 3070604 - **Brokerage:** ERA American Real Estate - **Phone:** 8504200955 - **Broker Phone:** (850) 651-2454 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/321-Harbor-Pl-SW_Fort-Walton-Beach_FL_32548_M61498-26997?f=listhub&s=ECARMLSFL&m=1004648&c=propsimple) ## Photos ![321 Harbor Place - Photo 1](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3059369584r.jpg) ![321 Harbor Place - Photo 2](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f4155882571r.jpg) ![321 Harbor Place - Photo 3](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3422946469r.jpg) ![321 Harbor Place - Photo 4](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2111964276r.jpg) ![321 Harbor Place - Photo 5](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f1493066581r.jpg) ![321 Harbor Place - Photo 6](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2167875419r.jpg) ![321 Harbor Place - Photo 7](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f447391060r.jpg) ![321 Harbor Place - Photo 8](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f368342938r.jpg) ![321 Harbor Place - Photo 9](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2329793627r.jpg) ![321 Harbor Place - Photo 10](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3654489410r.jpg) ![321 Harbor Place - Photo 11](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f1062631716r.jpg) ![321 Harbor Place - Photo 12](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f192679045r.jpg) ![321 Harbor Place - Photo 13](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3719728227r.jpg) ![321 Harbor Place - 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Photo 34](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3731689448r.jpg) ![321 Harbor Place - Photo 35](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3493836809r.jpg) ![321 Harbor Place - Photo 36](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2963081533r.jpg) ![321 Harbor Place - Photo 37](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f1700773328r.jpg) ![321 Harbor Place - Photo 38](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f1275139182r.jpg) ![321 Harbor Place - Photo 39](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2852471162r.jpg) ![321 Harbor Place - Photo 40](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f321707072r.jpg) ![321 Harbor Place - Photo 41](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f1751357740r.jpg) ![321 Harbor Place - Photo 42](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3561198644r.jpg) ![321 Harbor Place - Photo 43](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f77841536r.jpg) ![321 Harbor Place - 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Photo 54](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f4189166579r.jpg) ![321 Harbor Place - Photo 55](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2526246861r.jpg) ![321 Harbor Place - Photo 56](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f1103646940r.jpg) ![321 Harbor Place - Photo 57](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f4282575031r.jpg) ![321 Harbor Place - Photo 58](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3023529851r.jpg) ![321 Harbor Place - Photo 59](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f858121210r.jpg) ![321 Harbor Place - Photo 60](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f435498044r.jpg) ![321 Harbor Place - Photo 61](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3864720957r.jpg) ![321 Harbor Place - Photo 62](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f418091858r.jpg) ![321 Harbor Place - Photo 63](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2998004740r.jpg) ![321 Harbor Place - Photo 64](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f3216314189r.jpg) ![321 Harbor Place - Photo 65](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f2288538640r.jpg) ![321 Harbor Place - Photo 66](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f114687367r.jpg) ![321 Harbor Place - Photo 67](http://lh.rdcpix.com/52a8cbc1faf2a2ac2020dfbe6a4b9cadl-f488796413r.jpg) --- **MLS#:** 1004648 | **Updated:** 2026-07-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/321-harbor-place-fort-walton-beach-fl-32548-1004648) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/321-harbor-place-fort-walton-beach-fl-32548-1004648#listing", "url": "https://www.propertysimple.ai/listing/321-harbor-place-fort-walton-beach-fl-32548-1004648", "name": "321 Harbor Place, Fort Walton Beach, FL 32548", "description": "Home to be built--lot is cleared and construction is underway, with the builder anticipating a September closing! Coastal charm meets custom craftsmanship in this beautiful new construction. Situated on an oversized .26-acre lot in an established neighborhood, this all-brick home offers quality finishes and thoughtful design throughout. 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