# 32103 Saginaw, Vermillion, SD 57069

> **TL;DR:** 3bd/3ba single family, $399,900 ($195/sqft), built 2004, 2,056 sqft.
> Fireplace, A/C, 4-car garage. Est. $2,389/mo. Listed 69 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,900 |
| Price/sqft | $195 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,056 |
| Year Built | 2004 |
| Lot Size | 93,654 sqft (2.15 acres) |
| Garage | 4-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 69 |

## Why This Home Stands Out

- **Large Garage** - 4-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,022 |
| Estimated Insurance | $117 |
| HOA | $250 |
| **Total** | **$2,389** |

## Nearby Schools

- **Elementary:** Vermillion
- **Middle:** Vermillion
- **High:** Vermillion

## Key Amenities

- Fireplace
- A/C
- 4-car garage

## Property Highlights

- Built in 2004
- 2.15 acre lot
- Fireplace

## Description

### Agent Description
This well~maintained ranch home with numerous updates is situated on a large 2.15~acre lot close to the Missouri River. The home offers 3 bedrooms and 2.5 bathrooms, including a comfortable primary suite with a walk~in closet and private bathroom. The primary bedroom features a beautiful stone accent wall and an electric fireplace, creating a warm and inviting retreat. The formal living room also includes a stone accent wall and fireplace, adding charm and character to the main living space. The large remodeled kitchen is a standout, featuring white cabinetry, granite countertops, a spacious eat~at island, a farmhouse sink, and appliances that are only one year old. A 15 x 15 family room addition offers extra living space with a knotty pine vaulted ceiling, while the spacious 14 x 12 laundry room on the main floor adds everyday convenience. Outside, enjoy a front porch that runs the length of the home, providing plenty of room to relax and enjoy the outdoors. The property also includes a setup for RV parking with electric service, as well as a 30 x 40 insulated shed with electric heat, offering excellent space for storage, hobbies, equipment, or a workshop. HOA fees are $250 annually and include boat access to the Missouri River...

## Location

- **Address:** 32103 Saginaw, Vermillion, SD 57069
- **County:** Clay
- **Coordinates:** 42.734057, -96.875753
- **Google Maps:** https://www.google.com/maps?q=42.734057,-96.875753

## Listing Agent

- **Name:** Hazen Bye
- **Brokerage:** Dakota Realty
- **Phone:** 6056244474
- **Broker Phone:** 6056244474
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/32103-Saginaw-Ave_Burbank_SD_57010_M87567-04090?f=listhub&s=NWIBRIA&m=833895&c=propsimple)

## Photos

![32103 Saginaw - Photo 1](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1783051504r.jpg)

![32103 Saginaw - Photo 2](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f32831366r.jpg)

![32103 Saginaw - Photo 3](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1373772385r.jpg)

![32103 Saginaw - Photo 4](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f2267095566r.jpg)

![32103 Saginaw - Photo 5](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f584255492r.jpg)

![32103 Saginaw - Photo 6](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3491310813r.jpg)

![32103 Saginaw - Photo 7](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1323410315r.jpg)

![32103 Saginaw - Photo 8](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f580144613r.jpg)

![32103 Saginaw - Photo 9](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f2167724435r.jpg)

![32103 Saginaw - Photo 10](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3717017483r.jpg)

![32103 Saginaw - Photo 11](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f235315268r.jpg)

![32103 Saginaw - Photo 12](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f2894613141r.jpg)

![32103 Saginaw - Photo 13](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f2330479488r.jpg)

![32103 Saginaw - Photo 14](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3326599741r.jpg)

![32103 Saginaw - Photo 15](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f4005390336r.jpg)

![32103 Saginaw - Photo 16](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f4212307085r.jpg)

![32103 Saginaw - Photo 17](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f856523054r.jpg)

![32103 Saginaw - Photo 18](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3438651805r.jpg)

![32103 Saginaw - Photo 19](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f4067628937r.jpg)

![32103 Saginaw - Photo 20](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f283098072r.jpg)

![32103 Saginaw - Photo 21](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3672773915r.jpg)

![32103 Saginaw - Photo 22](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1663604111r.jpg)

![32103 Saginaw - Photo 23](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f2656539710r.jpg)

![32103 Saginaw - Photo 24](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1754655426r.jpg)

![32103 Saginaw - Photo 25](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3239814848r.jpg)

![32103 Saginaw - Photo 26](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f598553871r.jpg)

![32103 Saginaw - Photo 27](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3995622128r.jpg)

![32103 Saginaw - Photo 28](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1811190409r.jpg)

![32103 Saginaw - Photo 29](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f951988776r.jpg)

![32103 Saginaw - Photo 30](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f367332641r.jpg)

![32103 Saginaw - Photo 31](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1424864146r.jpg)

![32103 Saginaw - Photo 32](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3441323500r.jpg)

![32103 Saginaw - Photo 33](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1722114027r.jpg)

![32103 Saginaw - Photo 34](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1713171075r.jpg)

![32103 Saginaw - Photo 35](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f705154891r.jpg)

![32103 Saginaw - Photo 36](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f691558541r.jpg)

![32103 Saginaw - Photo 37](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3608150436r.jpg)

![32103 Saginaw - Photo 38](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f2464440661r.jpg)

![32103 Saginaw - Photo 39](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f4166322765r.jpg)

![32103 Saginaw - Photo 40](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f115677203r.jpg)

![32103 Saginaw - Photo 41](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f48431529r.jpg)

![32103 Saginaw - Photo 42](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f2084984064r.jpg)

![32103 Saginaw - Photo 43](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1891305315r.jpg)

![32103 Saginaw - Photo 44](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3913998145r.jpg)

![32103 Saginaw - Photo 45](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1037216573r.jpg)

![32103 Saginaw - Photo 46](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f1279738236r.jpg)

![32103 Saginaw - Photo 47](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f3488673986r.jpg)

![32103 Saginaw - Photo 48](http://lh.rdcpix.com/2ff39b74afc55cb6847f4c1fe9d71355l-f4128117801r.jpg)

---

**MLS#:** 833895 | **Updated:** 2026-09-23
**Source:** listhub

*Copyright © 2026 Northwest Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/32103-saginaw-vermillion-sd-57069-a833895)

---

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