About This Home

This 4-bedroom, 3-bathroom single family at 3215 Vista Terrace in McHenry, IL is listed for $399,000 ($213 per sqft). Built in 1984, the home offers 1,876 sqft of living space on a 0.21 acres lot.

Key Features

Built in 1984
0.21 acre lot
2 stories
2 parking spaces
Fireplace

Property Details

2 stories

3 full

2 spaces

1984

Amenities

FireplaceA/C

Listing Description

This one is Traditional in the front and a PARTY in the back! Expanded Raised Ranch Located in the popular McHenry Shores neighborhood close to the river, Moraine Hills State Park and McHenry Dam. This classic floorplan includes a cozy front living room and 3 secondary bedrooms that share a hall bath (updated with Kohler Luxestone in 2026).

The custom kitchen has plenty of space, newer appliances, large pantry with pull out drawers and includes a mobile island/work station. The lower level includes a full bath (updated with Luxestone in 2026), laundry room and office space that could be used as a 5th bedroom.

The Large addition adds a Primary suite, full bath and 2 walk in closets. The primary suite walks out to the wrap around deck perfect for morning coffee under the pergola and also great for entertaining. The addition adds a large family room with wood burning fireplace that walks out to 1 of 2 patios.

The garage floor and front walk were updated in 2026 with a custom concrete surface. The manicured and fully fenced yard is full of perennials, mature trees and a 2nd patio with fire pit. Many windows, the roof, HVAC and appliances have been replaced since 2019.

Monthly Cost Estimate

$2,134/mo

20% down · 6.5% · 30 years

Principal$289

Interest$1,729

Insurance$116

Estimates only. Actual payments may vary.

Location

3215 Vista Terrace

McHenry, IL 60050

McHenry Shores

Features & Amenities

Interior Features

Vaulted Ceiling(s)Walk-In Closet(s)Beamed CeilingsDining Combo

Exterior Features

Fire Pit

Property Details

Flooring

LaminateCarpet

Construction

Frame

Pool Features

DeckPatio

Parking

GarageOpen

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)Water Softener Owned

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3215 Vista Terrace is listed at $399,000 ($213/sqft). The estimated monthly payment is $2,134 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1984, 0.21 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: Vaulted Ceiling(s), Walk-In Closet(s), Beamed Ceilings. Exterior Features: Fire Pit.

This property is listed by Rebekah Wipperfurth.