# 3219 Bay Estates Circle, Miramar Beach, FL 32550

> **TL;DR:** 4bd/3ba single family, $3,999,000 ($1457/sqft), built 1991, 2,744 sqft.
> Waterfront, A/C, 2-car garage. Est. $22,467/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,999,000 |
| Price/sqft | $1457 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,744 |
| Year Built | 1991 |
| Lot Size | 19,602 sqft (0.45 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $20,221 |
| Estimated Insurance | $1,166 |
| HOA | $1,080 |
| **Total** | **$22,467** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 1991
- 0.45 acre lot
- 2 stories
- 4 parking spaces
- Waterfront

## Description

### Agent Description
A rare opportunity to own an exceptional bayfront property within Sandestin Golf and Beach Resort. Positioned along the shores of Choctawhatchee Bay, the property offers expansive water views and a desirable western exposure for spectacular sunsets. An existing residence provides the next owner with the opportunity to undertake a substantial renovation or reimagine the property to create a custom bayfront retreat. Located in the sought-after Bay Estates neighborhood, this peaceful setting also provides convenient access to Sandestin's golf, dining, shopping, and resort amenities.

## Location

- **Address:** 3219 Bay Estates Circle, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** BURNT PINE
- **Coordinates:** 30.404049, -86.323717
- **Google Maps:** https://www.google.com/maps?q=30.404049,-86.323717

## Listing Agent

- **Name:** Brian M Raymond · **License:** 3506953
- **Brokerage:** Berkshire Hathaway HomeServices PenFed Realty
- **Phone:** 8505203056
- **Broker Phone:** (850) 729-0176
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3219-Bay-Estates-Cir_Miramar-Beach_FL_32550_M92754-06296?f=listhub&s=ECARMLSFL&m=1012565&c=propsimple)

## Photos

![3219 Bay Estates Circle - Photo 1](http://lh.rdcpix.com/e4e2d2935a2dfda3c76559a1d504cf1fl-f2102142828r.jpg)

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---

**MLS#:** 1012565 | **Updated:** 2026-09-23
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3219-bay-estates-circle-miramar-beach-fl-32550-1012565)

---

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