About This Home

This 4-bedroom, 4-bathroom condo at 3224 Cliffs #86 in Bay Harbor, MI is listed for $1,800,000 ($657 per sqft). Built in 1999, the home offers 2,740 sqft of living space on a N/A lot.

Key Features

  • Built in 1999

Property Details

4 full
1-car garage
#86
1999
Listing Description

Perched above the Lake Michigan shoreline, this stunning residence offers panoramic water views and the rare opportunity to own a an updated, move-in ready condominium in Bay Harbor. Enjoy the most spectacular panoramic views of Little Traverse Bay and Lake Michigan from this upper level condo in the Cliffs at Bay Harbor.

Located on the desirable East side of this private-gated Association. . The Cliffs association is a beautifully landscaped oasis within the greater Bay Harbor resort community. This association has a clubhouse with indoor pool/hot tub and a full-time on-site management.

This home is being sold furnished. Includes a GEM car. Ownership includes access and a required membership to the world-class Bay Harbor Yacht Club, offering dining, fitness, spa, and social activities just steps away. You're also an easy stroll to the Marina District's art center, boutique shops, and a variety of casual and fine dining experiences.

Monthly Cost Estimate

$12,347/mo

20% down · 6.5% · 30 years

Principal$1,302
Interest$7,800
Insurance$525
HOA$2,720

Estimates only. Actual payments may vary.

Location

3224 Cliffs #86

Bay Harbor, MI 49770

Property Details

Construction

Wood Frame/Site Built

Heating

Forced AirNatural Gas

Questions & Answers

This 4-bedroom, 4-bathroom condo at 3224 Cliffs is listed at $1,800,000 ($657/sqft). The estimated monthly payment is $12,347 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2720/month.

Key features include: Built in 1999.

This property is listed by Lori Jodar.

LJ

Lori Jodar

Agent at Lori Jodar & Co. LLC

Listed by Lori Jodar & Co. LLC · Broker phone: (231) 330-3499 · View on Broker Site

MLS# 479613· Source: Northern Michigan MLS· 2 days on PropertySimple

Copyright © 2026 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3224 Cliffs #86, Bay Harbor, MI 49770

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