About This Home

This 3-bedroom, 2-bathroom single family at 323 Prudence Lane in Panama City Beach, FL is listed for $395,000 ($297 per sqft). Built in 1986, the home offers 1,332 sqft of living space on a 0.38 acres lot.

Key Features

  • Built in 1986
  • 0.38 acre lot
  • 4 parking spaces
  • Fireplace

Property Details

1 story
2 full
2-car garage
1986

Amenities

FireplaceA/C
Listing Description

Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, an oversized backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and more. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim, and vaulted ceilings in the main living area, creating an open and inviting feel.

The updated kitchen features new quartz countertops and newer stainless steel appliances, perfect for everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity, while updated windows throughout add to the home's refreshed feel.

One of the standout features is the oversized backyard--one of the largest in the neighborhood. With plenty of space for entertaining, pets, gardening, recreational storage, or even a future pool, the possibilities are endless. Located just a few miles from Captain Anderson's Marina and minutes from Panama City Beach's white-sand beaches, restaurants, shopping, entertainment, and attractions.

Naval Support Activity Panama City, Gulf Coast State College, and Panama City are also conveniently nearby. Enjoy a beautifully updated home with plenty of outdoor space in a location that keeps you close to everything Panama City Beach has to offer.

Monthly Cost Estimate

$2,113/mo

20% down · 6.5% · 30 years

Principal$286
Interest$1,712
Insurance$115

Estimates only. Actual payments may vary.

Location

323 Prudence Lane

Panama City Beach, FL 32408

North Lagoon Heights Phase II

Features & Amenities

Interior Features

Ceiling Crwn MoldingCeiling VaultedFireplaceGuest QuartersNewly PaintedSplit BedroomWasher/Dryer HookupWoodwork Painted

Exterior Features

Rain GutterSprinkler SystemYard Building

Property Details

Flooring

Vinyl

Construction

Stucco

Outdoor Features

PatioPorch

Parking

Garage

Heating

Natural Gas

Cooling

Central Air

Appliances

Auto Garage Door OpnCooktopDishwasherMicrowaveRange HoodRefrigerator W/IceMkSmoke Detector

Questions & Answers

This 3-bedroom, 2-bathroom single family at 323 Prudence Lane is listed at $395,000 ($297/sqft). The estimated monthly payment is $2,112 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1986, 0.38 acre lot, 4 parking spaces, Fireplace. Interior Features: Ceiling Crwn Molding, Ceiling Vaulted, Fireplace. Exterior Features: Rain Gutter, Sprinkler System, Yard Building.

This property is listed by Morgan L Benton and can be reached at 8508515508.

MB

Morgan L Benton

License 3388456

Agent at EXP REALTY LLC

(850) 851-5508

Listed by EXP REALTY LLC · Broker phone: (888) 883-8509 · View on Broker Site

MLS# 1012506· Source: Emerald Coast Association of Realtors· 27 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

323 Prudence Lane, Panama City Beach, FL 32408

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