About This Home

This 3-bedroom, 2-bathroom single family at 323 Prudence Lane in Panama City Beach, FL is listed for $395,000 ($297 per sqft). Built in 1986, the home offers 1,332 sqft of living space on a 0.37 acres lot.

Key Features

  • Built in 1986
  • 0.37 acre lot

Property Details

2 full
2-car garage
1986

Amenities

A/C
Listing Description

Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel.

The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel.

One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool.

Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach.

For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations. If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.

Monthly Cost Estimate

$2,368/mo

20% down · 6.5% · 30 years

Principal$286
Interest$1,712
Insurance$115
HOA$255

Estimates only. Actual payments may vary.

Location

323 Prudence Lane

Panama City Beach, FL 32408

North Lagoon Heights Phase II

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnly

Exterior Features

FirePit

Property Details

Outdoor Features

Porch

Parking

GarageOpen

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricOven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 323 Prudence Lane is listed at $395,000 ($297/sqft). The estimated monthly payment is $2,367 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $255/month.

Key features include: Built in 1986, 0.37 acre lot. Interior Features: MainLevelPrimary, ShowerOnly. Exterior Features: FirePit.

This property is listed by Morgan Benton.

MB

Morgan Benton

Agent at EXP Realty LLC

Listed by EXP Realty LLC · Broker phone: (888) 883-8509 · View on Broker Site · Broker website

MLS# 794972· Source: Central Panhandle Association of REALTORS· 56 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

323 Prudence Lane, Panama City Beach, FL 32408

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