# 323 TERRA CEIA DRIVE, Palmetto, FL 34221

> **TL;DR:** 2bd/2ba mobile home, $360,000 ($356/sqft), built 1980, 1,012 sqft.
> Waterfront. Est. $1,560/mo. Listed 90 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $360,000 |
| Price/sqft | $356 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,012 |
| Year Built | 1980 |
| Lot Size | 3,485 sqft (0.08 acres) |
| Property Type | Mobile Home (Manufactured Home) |
| Status | For Sale |
| Days on Market | 90 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,560 |
| **Total** | **$1,560** |

## Nearby Schools

- **Elementary:** Palmetto Elementary-MN
- **Middle:** Lincoln Middle
- **High:** Palmetto High

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1980
- 0.08 acre lot
- Waterfront

## Description

### Agent Description
WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.

## Location

- **Address:** 323 TERRA CEIA DRIVE, Palmetto, FL 34221
- **County:** Manatee
- **Neighborhood:** TROPIC ISLES CO-OP
- **Coordinates:** 27.527747, -82.599558
- **Google Maps:** https://www.google.com/maps?q=27.527747,-82.599558

## Listing Agent

- **Name:** Jennifer Kenna
- **Brokerage:** EXP REALTY, LLC
- **Phone:** 9412533003
- **Email:** OFFERS@KENNAHOMETEAM.COM

## Primary Photo

![323 TERRA CEIA DRIVE - Primary Photo](http://lh.rdcpix.com/dbad2e09ea01d60b885865955167f290l-f2035937194r.jpg)

*19 total photos available on [listing page](https://www.propertysimple.com/listing/323-terra-ceia-drive-palmetto-fl-34221-a4684681)*

---

**MLS#:** A4684681 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/323-terra-ceia-drive-palmetto-fl-34221-a4684681)

---

## Structured Data

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