# 3233 Francisco Bay Drive, Kerens, TX 75144

> **TL;DR:** 3bd/2ba single family, $539,900 ($284/sqft), built 2023, 1,904 sqft.
> Fireplace, A/C, 3-car garage. Est. $3,387/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $539,900 |
| Price/sqft | $284 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,904 |
| Year Built | 2023 |
| Lot Size | 30,928 sqft (0.71 acres) |
| Stories | 1 |
| Garage | 3-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,730 |
| Estimated Insurance | $157 |
| HOA | $500 |
| **Total** | **$3,387** |

## Nearby Schools

- **Elementary:** Kerens
- **Middle:** Kerens
- **High:** Kerens

## Key Amenities

- Fireplace
- A/C
- 3-car garage

## Property Highlights

- Built in 2023
- 0.71 acre lot
- Fireplace

## Description

### Agent Description
Discover refined lakeside luxury in this exceptional 2023 custom-built residence, perfectly situated on a spacious .71-acre lot in the prestigious Francisco Bay community. Thoughtfully designed with both elegance and durability in mind, this home features a stone coated steel roof, classic exterior window shutters, and high-end finishes throughout. Inside, soaring ceilings and an open-concept layout create an inviting atmosphere filled with natural light. The gourmet kitchen is truly a showpiece, offering custom wood cabinetry with crown molding, an oversized island, stainless steel appliances, and an extraordinary walk-in pantry complete with its own center island, offering unmatched storage and prep space. The expansive living and dining areas flow seamlessly for effortless entertaining. The private primary suite offers a spa-inspired walk-in shower and large walk-in closet with built-in Chester-drawers, while additional bedrooms provide comfort and flexibility for guests, family, or a home office. A versatile tornado shelter basement adds valuable bonus space ideal for storage, a game room a workout area, or future customization. Outdoors, the property truly shines with a separate storage building with electricity perfectly suited for boat storage, workshop space, or hobby shop a rare and highly desirable feature in this lakeside community. With close proximity to the private community boat ramp, you'll enjoy easy access to the water and the ultimate lake lifestyle. Residents of Francisco Bay enjoy exclusive amenities including a community pool, pavilion, and gated entry. This extraordinary property offers luxury, function, and the perfect blend of comfort and lake living. Don't miss out on this incredible opportunity bring your buyers they will not be disappointed.

## Location

- **Address:** 3233 Francisco Bay Drive, Kerens, TX 75144
- **County:** Navarro
- **Neighborhood:** Francisco Bay I
- **Coordinates:** 32.070703, -96.267027
- **Google Maps:** https://www.google.com/maps?q=32.070703,-96.267027

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/ntreis/21163433

## Listing Agent

- **Name:** Fernando Ramsey
- **Brokerage:** Century 21 Mike Bowman, Inc.
- **Broker Phone:** (817) 354-7653
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3233-Francisco-Bay-Dr_Kerens_TX_75144_M87410-51967?f=listhub&s=NTREIS&m=21163433&c=propsimple)

## Photos

![3233 Francisco Bay Drive - Photo 1](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1593518733r.jpg)

![3233 Francisco Bay Drive - Photo 2](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f3563636144r.jpg)

![3233 Francisco Bay Drive - Photo 3](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1552348459r.jpg)

![3233 Francisco Bay Drive - Photo 4](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1283263894r.jpg)

![3233 Francisco Bay Drive - Photo 5](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1628646685r.jpg)

![3233 Francisco Bay Drive - Photo 6](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1853436105r.jpg)

![3233 Francisco Bay Drive - Photo 7](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1906263917r.jpg)

![3233 Francisco Bay Drive - Photo 8](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2087936801r.jpg)

![3233 Francisco Bay Drive - Photo 9](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2764360545r.jpg)

![3233 Francisco Bay Drive - Photo 10](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f3599644839r.jpg)

![3233 Francisco Bay Drive - Photo 11](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2637470957r.jpg)

![3233 Francisco Bay Drive - Photo 12](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2692182989r.jpg)

![3233 Francisco Bay Drive - Photo 13](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1501846177r.jpg)

![3233 Francisco Bay Drive - Photo 14](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f3909951255r.jpg)

![3233 Francisco Bay Drive - Photo 15](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2855807391r.jpg)

![3233 Francisco Bay Drive - Photo 16](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f861391561r.jpg)

![3233 Francisco Bay Drive - Photo 17](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2765867707r.jpg)

![3233 Francisco Bay Drive - Photo 18](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1759436253r.jpg)

![3233 Francisco Bay Drive - Photo 19](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2243881530r.jpg)

![3233 Francisco Bay Drive - Photo 20](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1484467514r.jpg)

![3233 Francisco Bay Drive - Photo 21](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f4027583982r.jpg)

![3233 Francisco Bay Drive - Photo 22](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1025257802r.jpg)

![3233 Francisco Bay Drive - Photo 23](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2894156233r.jpg)

![3233 Francisco Bay Drive - Photo 24](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2823045158r.jpg)

![3233 Francisco Bay Drive - Photo 25](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1541618100r.jpg)

![3233 Francisco Bay Drive - Photo 26](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2571617906r.jpg)

![3233 Francisco Bay Drive - Photo 27](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2357776263r.jpg)

![3233 Francisco Bay Drive - Photo 28](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f707935664r.jpg)

![3233 Francisco Bay Drive - Photo 29](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f4199012682r.jpg)

![3233 Francisco Bay Drive - Photo 30](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f3361775883r.jpg)

![3233 Francisco Bay Drive - Photo 31](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f3083150149r.jpg)

![3233 Francisco Bay Drive - Photo 32](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f651035141r.jpg)

![3233 Francisco Bay Drive - Photo 33](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f386451630r.jpg)

![3233 Francisco Bay Drive - Photo 34](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f3559058618r.jpg)

![3233 Francisco Bay Drive - Photo 35](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f662816072r.jpg)

![3233 Francisco Bay Drive - Photo 36](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f4201508524r.jpg)

![3233 Francisco Bay Drive - Photo 37](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f4140774870r.jpg)

![3233 Francisco Bay Drive - Photo 38](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2372640024r.jpg)

![3233 Francisco Bay Drive - Photo 39](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f2396376369r.jpg)

![3233 Francisco Bay Drive - Photo 40](http://lh.rdcpix.com/0b78658bcfd6e6a4fbe2f7b227f0de19l-f1791536991r.jpg)

---

**MLS#:** 21163433 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3233-francisco-bay-drive-kerens-tx-75144-e539d171a0ee4849a1ecf6565de1bed2)

---

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