About This Home

This 4-bedroom, 1-bathroom single family at 328 Jay Street in Rochester, IN is listed for $65,000 ($32 per sqft). Built in 1930, the home offers 2,052 sqft of living space on a 0.31 acres lot.

Key Features

  • Built in 1930
  • 0.31 acre lot
  • 2 stories

Property Details

2 stories
1 full
2-car garage
1930

Amenities

A/C
Listing Description

328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition.

Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams, and crumbling masonry. Additionally, the interior likely contains airborne contaminants. Due to these hazardous conditions, entry is strictly regulated: No individuals under 18 years of age are permitted on-site.

All visitors must sign a Release of Liability prior to entry. The Potential For the experienced contractor or ambitious investor, the value lies in the large yard and the unbeatable central location. This property sits just steps away from: Riddle Elementary School Fulton County Fairgrounds The Public Library Downtown Rochester The surrounding neig

hborhood is well-established, with property values that will support significant improvements to the site. Whether you choose a total "studs-up" reconstruction or a fresh start on a substantial lot, the footprint offers a rare chance to build equity in a highly accessible part of town.

Monthly Cost Estimate

$348/mo

20% down · 6.5% · 30 years

Principal$47
Interest$282
Insurance$19

Estimates only. Actual payments may vary.

Location

328 Jay Street

Rochester, IN 46975-1232

Property Details

Cooling

Central Air

Questions & Answers

This 4-bedroom, 1-bathroom single family at 328 Jay Street is listed at $65,000 ($32/sqft). The estimated monthly payment is $348 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.31 acre lot, 2 stories.

This property is listed by Jeff Owens.

JO

Jeff Owens

Agent at Patton Hall Real Estate

Listed by Patton Hall Real Estate · Broker phone: 2604501812 · Broker website

MLS# 202609602· Source: Kosciusko Board of Realtors MLS· 222 days on PropertySimple

Copyright © 2026 Kosciusko Board of Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

328 Jay Street, Rochester, IN 46975-1232

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