# 3290 E Scenic Highway 98 #202B, Destin, FL 32541 > **TL;DR:** 1bd/2ba condo, $750,000 ($931/sqft), built 1995, 806 sqft. > Waterfront, View, A/C. Est. $5,002/mo. Listed 14 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $750,000 | | Price/sqft | $931 | | Bedrooms | 1 | | Bathrooms | 1 full, 1 half | | Square Feet | 806 | | Year Built | 1995 | | Stories | 3 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 14 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,792 | | Estimated Insurance | $219 | | HOA | $991 | | **Total** | **$5,002** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1995 - 3 stories - Waterfront ## Description ### Agent Description Gulf-Front Destin Retreat | Investment Opportunity with Light Cost Effective Renovation Potential! Located along Scenic Highway 98 in the heart of Destin's sought-after Crystal Beach area, this property offers the rare combination of direct beach access, Gulf views and strong vacation-rental appeal. Designed for both personal enjoyment and investment potential, the residence comfortably accommodates up to six guests with a flexible sleeping configuration that includes hallway bunks. A private Gulf-view balcony creates the perfect setting for morning coffee, sunset cocktails, and taking in the emerald waters just beyond your door. The community offers a seasonally heated pool, private beach access, outdoor grilling areas, and convenient parking, allowing owners and guests to fully embrace the effortless coastal lifestyle. With no roads to cross between the property and the sand, the beach is quite literally steps away. **Bring Your Vision -- Renovation Potential Awaits** For buyers looking to add value, this property also presents an exciting renovation opportunity. We have included conceptual images to help showcase what the residence could look like with thoughtful updates and a fresh coastal design. ASK FOR MORE INFO! To make the process easier, renovation quotes and helpful links are available, allowing prospective buyers to better understand the scope and potential investment before making a decision. If you would like to review the renovation information, quotes, or resources, please reach out -- we are happy to provide them. For the investor, this creates an opportunity to acquire a Gulf-front property and strategically improve it to enhance its appeal, functionality, and potential rental performance. For the second-home buyer, it offers something equally valuable: the ability to create a personalized Gulf-front retreat that reflects your own style while enjoying the potential to generate rental income when you aren't there. Located close to Destin's renowned dining, shopping, entertainment, boating, and attractions, this is more than a condo -- it is an opportunity to own a piece of the Destin lifestyle with the vision and potential to make it your own. Whether you're looking for your next investment, a 1031 exchange opportunity, a renovation project, or your own Gulf-front getaway, this is one worth seeing. ASK FOR THE CASH FLOW SHEET! ## Location - **Address:** 3290 E Scenic Highway 98 #202B, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** CRYSTAL SANDS CONDO - **Coordinates:** 30.381401, -86.417702 - **Google Maps:** https://www.google.com/maps?q=30.381401,-86.417702 ## Listing Agent - **Name:** Jacklyn M Riley · **License:** 3471740 - **Brokerage:** Hilary & Reverie - **Phone:** 7039690322 - **Broker Phone:** (850) 231-2850 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3290-Scenic-Highway-98-Unit-202B_Destin_FL_32541_M51790-94835?f=listhub&s=ECARMLSFL&m=1011345&c=propsimple) ## Photos ![3290 E Scenic Highway 98 #202B - Photo 1](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f2657382811r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 2](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f4103488197r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 3](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f586153863r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 4](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f3076836706r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 5](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1295307007r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 6](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1545632271r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 7](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1102294683r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 8](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1925419166r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 9](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f2561688504r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 10](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1441482597r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 11](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f2987439434r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 12](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f378367651r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 13](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1757361032r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 14](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1521471943r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 15](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f2389428344r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 16](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f4238307572r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 17](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f659507657r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 18](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f122131051r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 19](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f2592313262r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 20](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f3200293685r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 21](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f2523633474r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 22](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f588316341r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 23](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f3292936616r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 24](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f3797804060r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 25](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f4093460530r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 26](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f433360889r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 27](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f3835492731r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 28](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f4053213000r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 29](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f1453535652r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 30](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f921005449r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 31](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f3076564927r.jpg) ![3290 E Scenic Highway 98 #202B - Photo 32](http://lh.rdcpix.com/3be4cbaf3e285ea0c17bdf57f700c797l-f3695419605r.jpg) --- **MLS#:** 1011345 | **Updated:** 2026-09-17 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3290-e-scenic-highway-98-destin-fl-32541-1011345) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3290-e-scenic-highway-98-destin-fl-32541-1011345#listing", "url": "https://www.propertysimple.ai/listing/3290-e-scenic-highway-98-destin-fl-32541-1011345", "name": "3290 E Scenic Highway 98 #202B, Destin, FL 32541", "description": "Gulf-Front Destin Retreat | Investment Opportunity with Light Cost Effective Renovation Potential! Located along Scenic Highway 98 in the heart of Destin's sought-after Crystal Beach area, this property offers the rare combination of direct beach access, Gulf views and strong vacation-rental appeal. Designed for both personal enjoyment and investment potential, the residence comfortably accommodates up to six guests with a flexible sleeping configuration that includes hallway bunks. A private Gulf-view balcony creates the perfect setting for morning coffee, sunset cocktails, and taking in the emerald waters just beyond your door. The community offers a seasonally heated pool, private beach access, outdoor grilling areas, and convenient parking, allowing owners and guests to fully embrace the effortless coastal lifestyle. With no roads to cross between the property and the sand, the beach is quite literally steps away. **Bring Your Vision -- Renovation Potential Awaits** For buyers looking to add value, this property also presents an exciting renovation opportunity. We have included conceptual images to help showcase what the residence could look like with thoughtful updates and a fresh coastal design. ASK FOR MORE INFO! To make the process easier, renovation quotes and helpful links are available, allowing prospective buyers to better understand the scope and potential investment before making a decision. If you would like to review the renovation information, quotes, or resources, please reach out -- we are happy to provide them. For the investor, this creates an opportunity to acquire a Gulf-front property and strategically improve it to enhance its appeal, functionality, and potential rental performance. For the second-home buyer, it offers something equally valuable: the ability to create a personalized Gulf-front retreat that reflects your own style while enjoying the potential to generate rental income when you aren't there. Located close to Destin's renowned dining, shopping, entertainment, boating, and attractions, this is more than a condo -- it is an opportunity to own a piece of the Destin lifestyle with the vision and potential to make it your own. Whether you're looking for your next investment, a 1031 exchange opportunity, a renovation project, or your own Gulf-front getaway, this is one worth seeing. 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