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About This Home

This 3-bedroom, 4-bathroom single family at 3320 ARUNDEL ON THE BAY RD in Annapolis, MD is listed for $600,000. Built in 2002, on a 0.23 acres lot.

Agent Description

Welcome to 3320 Arundel on the Bay Road-where relaxed coastal living meets thoughtful design in the water-privileged community of Oyster Harbor. This beautifully maintained and upgraded 3-bedroom, 3.5-bath coastal-style home offers the perfect blend of indoor comfort and outdoor enjoyment.

Inside, you'll find an upgraded and inviting open plan design complemented by a cozy wood-burning fireplace, and three ensuite bedrooms, each with a private bath. The finished lower level offers full daylight and a walk-out slider to a private paver patio.

A versatile studio apartment with quarts counter tops and bright white cabinetry, is ideal for guests, rental income, or a private workspace-with its own separate entry. Step outside and experience the home's exceptional exterior features. The premium IPE wood dining deck and front stairs provide a durable and stylish space for entertaining or relaxing, enhanced by a clear-view vinyl-clad railing system.

The property includes five parking spaces, multiple brick paver walkways, a private entry to the studio, a brick patio with garden beds, and two rear storage sheds, including a walk-in shed with a window. Every detail is designed for both function and coastal curb appeal.

Living in Oyster Harbor means enjoying unmatched access to the Chesapeake lifestyle. This sought-after waterfront community borders Oyster Creek, Fishing Creek, and the Chesapeake Bay, offering multiple shoreline access points for boating, paddling, and soaking in the views.

Residents enjoy a private sandy beach with designated swimming areas, sea nettle nets, picnic spots, BBQ areas, and a gazebo perfect for gatherings. For boating enthusiasts, the community features three marinas with 30-40 slips, boat ramps, multiple piers, and docking locations.

There's even a dedicated fishing pier, dinghy racks, and floating dock spaces for small craft like kayaks, paddleboards, and Sunfish sailboats. Whether you're crabbing, fishing, or simply enjoying the water, this community checks every box. This is more than just a home-it's a gateway to a vibrant coastal lifestyle in one of Annapolis' most vibrant water-access neighborhoods. Come home to your get-away lifestyle!

Key Features

  • Built in 2002
  • 0.23 acre lot
  • 3 stories

Property Details

3 stories
3 full, 1 half
2002

Amenities

Hardwood

Monthly Cost Estimate

$3,209/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175

Estimates only. Actual payments may vary.

Location

3320 ARUNDEL ON THE BAY RD

Annapolis, MD 21403

OYSTER HARBOR

Features & Amenities

Interior Features

2nd KitchenBathroom - Soaking TubBathroom - Tub ShowerBathroom - Walk-In

Exterior Features

Extensive HardscapeSecure StorageSidewalksPrivate Beach

Property Details

Flooring

CarpetHardwoodTileTile - CeramicWood

Construction

Frame

Parking

Driveway

Heating

Forced Air

Cooling

Central AirHeat Pump

Appliances

DishwasherDryerFreezerGarbage DisposerMicrowaveOven - Self CleaningRangeRange - ElectricRefrigeratorWasherWasher/Dryer Combo

Questions & Answers

This 3-bedroom, 4-bathroom single family at 3320 ARUNDEL ON THE BAY RD is listed at $600,000. The estimated monthly payment is $2,600 based on 20% down at 6.5% interest.

Key features include: Built in 2002, 0.23 acre lot, 3 stories. Interior Features: 2nd Kitchen, Bathroom - Soaking Tub, Bathroom - Tub Shower. Exterior Features: Extensive Hardscape, Secure Storage, Sidewalks.

This property is listed by Creig Northrop and can be reached at 8885360216 or cnorthrop@northropteam.com.

CN

Creig Northrop

Agent at Northrop Clarksville

(888) 536-0216

Listed by Northrop Clarksville · View on Broker Site

MLS# MDAA2141892· Source: listhub· Updated 52 days ago

Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3320 ARUNDEL ON THE BAY RD, Annapolis, MD 21403

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