# 3389 Gainer Road, Chipley, FL 32428 > **TL;DR:** land, $18,900. Est. $102/mo. Listed 69 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $18,900 | | Lot Size | 18,731 sqft (0.43 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 69 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $96 | | Estimated Insurance | $6 | | **Total** | **$102** | ## Nearby Schools - **Elementary:** Kate M. Smith - **Middle:** Roulhac - **High:** Chipley ## Property Highlights - 0.43 acre lot ## Description ### Agent Description Build Your Dream Home or Bring Your New Manufactured Home to This Ready-to-Go Homesite! This 0.43-acre property offers the perfect blend of peaceful country living with the convenience of nearby amenities. Located in Flood Zone X, flood insurance is generally not required by lenders, providing added peace of mind. A 2 bed 2 bath 12' x 52' manufactured home previously occupied the property, and the existing well and septic remain on site. Their condition is unknown and they are being conveyed as-is, offering potential value for the new owner. Enjoy the tranquility of a rural setting while being less than 5 minutes from shopping, restaurants, schools, medical facilities, and the Interstate 10 entrance, making daily commuting a breeze. You're also approximately 40 minutes from the sugar-white sandy beaches of Florida's Emerald Coast, where you can enjoy boating, fishing, dining, and year-round recreation. The property is conveniently located near St. Joseph Park and a local church, adding to the appeal of this quiet community. Whether you're looking to build a site-built home or place a new manufactured home, this property offers an excellent opportunity in a desirable location. See photos for information PER the county GIS map ## Location - **Address:** 3389 Gainer Road, Chipley, FL 32428 - **County:** Washington - **Coordinates:** 30.662795, -85.549555 - **Google Maps:** https://www.google.com/maps?q=30.662795,-85.549555 ## Listing Agent - **Name:** Tina N Marsh · **License:** 3485020 - **Brokerage:** Keller Williams Realty- Emerald Coast - **Phone:** 8509745016 - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3389-Gainer-Rd_Chipley_FL_32428_M54164-41103?f=listhub&s=ECARMLSFL&m=1006494&c=propsimple) ## Photos ![3389 Gainer Road - Photo 1](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1516685948r.jpg) ![3389 Gainer Road - Photo 2](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f3004508729r.jpg) ![3389 Gainer Road - Photo 3](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f647212202r.jpg) ![3389 Gainer Road - Photo 4](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1686056873r.jpg) ![3389 Gainer Road - Photo 5](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1193935816r.jpg) ![3389 Gainer Road - Photo 6](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f2753204290r.jpg) ![3389 Gainer Road - Photo 7](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1343003222r.jpg) ![3389 Gainer Road - Photo 8](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f2515450583r.jpg) ![3389 Gainer Road - Photo 9](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1596264662r.jpg) ![3389 Gainer Road - Photo 10](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f2611719146r.jpg) ![3389 Gainer Road - Photo 11](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f125323439r.jpg) ![3389 Gainer Road - Photo 12](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1112011475r.jpg) ![3389 Gainer Road - Photo 13](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1837856230r.jpg) ![3389 Gainer Road - Photo 14](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f2611719146r.jpg) ![3389 Gainer Road - Photo 15](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f3791826941r.jpg) ![3389 Gainer Road - Photo 16](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f265559675r.jpg) ![3389 Gainer Road - Photo 17](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f885238885r.jpg) ![3389 Gainer Road - Photo 18](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f3553622753r.jpg) ![3389 Gainer Road - Photo 19](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f1224668679r.jpg) ![3389 Gainer Road - Photo 20](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f3187700867r.jpg) ![3389 Gainer Road - Photo 21](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f3938406901r.jpg) ![3389 Gainer Road - Photo 22](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f561902584r.jpg) ![3389 Gainer Road - Photo 23](http://lh.rdcpix.com/61c297dbd5a65d313c03639d012ac838l-f4293744278r.jpg) --- **MLS#:** 1006494 | **Updated:** 2026-07-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/3389-gainer-road-chipley-fl-32428-1006494) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/3389-gainer-road-chipley-fl-32428-1006494#listing", "url": "https://www.propertysimple.ai/listing/3389-gainer-road-chipley-fl-32428-1006494", "name": "3389 Gainer Road, Chipley, FL 32428", "description": "Build Your Dream Home or Bring Your New Manufactured Home to This Ready-to-Go Homesite! This 0.43-acre property offers the perfect blend of peaceful country living with the convenience of nearby amenities. Located in Flood Zone X, flood insurance is generally not required by lenders, providing added peace of mind. A 2 bed 2 bath 12' x 52' manufactured home previously occupied the property, and the existing well and septic remain on site. Their condition is unknown and they are being conveyed as-is, offering potential value for the new owner. Enjoy the tranquility of a rural setting while being less than 5 minutes from shopping, restaurants, schools, medical facilities, and the Interstate 10 entrance, making daily commuting a breeze. You're also approximately 40 minutes from the sugar-white sandy beaches of Florida's Emerald Coast, where you can enjoy boating, fishing, dining, and year-round recreation. The property is conveniently located near St. Joseph Park and a local church, adding to the appeal of this quiet community. Whether you're looking to build a site-built home or place a new manufactured home, this property offers an excellent opportunity in a desirable location. 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