About This Home

This 8-bedroom, 10-bathroom single family at 3399 Scenic Hwy 98 in Destin, FL is listed for $6,900,000 ($1,022 per sqft). Built in 2010, the home offers 6,753 sqft of living space on a 0.46 acres lot.

Key Features

  • Built in 2010
  • 0.46 acre lot
  • 3 stories
  • 9 parking spaces

Property Details

3 stories
8 full, 3 half
1-car garage
2010

Amenities

ViewA/C
Listing Description

Located in Crystal Beach one-of-a-kind luxury beach estate, NO HOA, where Gulf views, elegance, entertainment, resort-style amenities and cutting-edge smart-home technology come together under one roof. Three stories high, over 6700 sq ft and nearly every room has Gulf views.

The home is located Directly Across from Tarpon Beach Access with the beach practically at your doorstep. The Salt Water Heated Pool is 37x20 ft, sauna, jacuzzi and covered pool lounge area with a grill and outdoor bar. The residence is suited for large families, extended stays, multi-generational vacations, and memorable group getaways.

The master bathroom includes a separate steam room, creating a true spa-like retreat. The 3rd Level has DJ Booth & Disco Lights, a Mechanical Bull Arena, smoothie machine, mini bar and a balcony overlooking the Gulf. Spray Tanning booth is in the garage next to the work out equipment.

The home offers a sophisticated smart-home system with a master control tablet that allows you to manage the pool, sprinklers, air conditioning, stoves, air fryers, the grill, washers & dryers. A dedicated panic room provides an additional layer of security and peace of mind.

Luxury finishes and upgrades throughout, designer flooring, floor-to-ceiling tile bathrooms, quartz countertops, gas range with a custom drop-in hood vent. The home is equipped with a full-house generator and 2 golf carts included in the price. No Flood Zone.

See More Section Major exterior improvements include a new metal roof, new railings and columns, new siding, and fresh exterior paint. The home is equipped with multiple AC units and a full-house generator, delivering exceptional comfort, convenience, and year-round reliability.

One of the home's living spaces incorporates a chapel, offering a serene and intimate setting for worship, reflection, or special gatherings. This unique feature can also be easily adapted back into a traditional living or entertainment space to suit the new owner's vision.

Parking is never a concern with 8 dedicated parking spaces, plus two golf carts included with the home. Enjoy everything the beachside lifestyle has to offer. The backyard has shaded areas, privacy fence, and enough space for adding a carriage house. Flood Zone X. This property is a must see! Too many details to list. Okaloosa County website has the effective year built 2010 based on the extensive renovations. (Actual Year Built 1992)

Monthly Cost Estimate

$36,903/mo

20% down · 6.5% · 30 years

Principal$4,990
Interest$29,900
Insurance$2,013

Estimates only. Actual payments may vary.

Location

3399 Scenic Hwy 98

Destin, FL 32541

CRYSTAL BEACH

Features & Amenities

Interior Features

Built-In BookcasesCeiling CathedralCeiling VaultedKitchen IslandNewly PaintedPantryWasher/Dryer Hookup

Exterior Features

BalconyBBQ Pit/GrillColumnsHot TubSauna/SteamShowerSprinkler System

Property Details

Flooring

LaminateTile

Construction

Frame Siding CmntFbrHrdBrd

Views

Water

Outdoor Features

PatioDeck

Parking

OversizeGarage

Heating

Central

Cooling

Window Unit(s)Central AirWall/Window Unit(s)

Appliances

DishwasherDisposalDryerOven DoubleRange HoodRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricStove/Oven GasWasherWine RefrigeratorWater Heater - Elect

Questions & Answers

This 8-bedroom, 10-bathroom single family at 3399 Scenic Hwy 98 is listed at $6,900,000 ($1,022/sqft). The estimated monthly payment is $36,903 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2010, 0.46 acre lot, 3 stories, 9 parking spaces. Interior Features: Built-In Bookcases, Ceiling Cathedral, Ceiling Vaulted. Exterior Features: Balcony, BBQ Pit/Grill, Columns.

This property is listed by Alina Jackson.

AJ

Alina Jackson

License 3475596

Agent at Waves of The Emerald Coast Realty

Listed by Waves of The Emerald Coast Realty · Broker phone: (850) 533-7885 · View on Broker Site · Broker website

MLS# 1011468· Source: Emerald Coast Association of Realtors· 52 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3399 Scenic Hwy 98, Destin, FL 32541

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