# 34 Circle Way, Lancaster, KY 40444

> **TL;DR:** 3bd/2ba single family, $209,000 ($129/sqft), built 1978, 1,620 sqft.
> Waterfront, View, A/C. Est. $1,118/mo. Listed 150 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $209,000 |
| Price/sqft | $129 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,620 |
| Year Built | 1978 |
| Lot Size | 11,674 sqft (0.27 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 150 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,057 |
| Estimated Insurance | $61 |
| **Total** | **$1,118** |

## Nearby Schools

- **Elementary:** Camp Dick
- **Middle:** Garrard Co
- **High:** Garrard Co

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1978
- 0.27 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
Experience elevated lake living with this exquisitely renovated 3-bedroom, 2-bath residence, ideally situated just steps from the boat dock on Lake Herrington. Perfectly positioned for both tranquility and recreation, this home offers seamless access to the water while maintaining a sense of privacy and retreat. The interior has been thoughtfully reimagined with sophisticated finishes throughout, including all-new flooring, designer paint selections, elegant vanities, curated lighting, and premium plumbing fixtures. Every detail has been carefully considered to create a cohesive, modern aesthetic that feels both luxurious and inviting. Enhancing the property's versatility is a separate in-law suite, already framed and ready to be customized to your vision. Whether transformed into a private guest residence, upscale rental, or bespoke entertainment space, it presents a rare opportunity to expand both lifestyle and value. This is more than a home-it's a refined lakeside escape with exceptional potential, offering the perfect balance of immediate enjoyment and future opportunity on one of Kentucky's most desirable waterfront destinations.

## Location

- **Address:** 34 Circle Way, Lancaster, KY 40444
- **County:** Garrard
- **Neighborhood:** Rural
- **Coordinates:** 37.750372, -84.701005
- **Google Maps:** https://www.google.com/maps?q=37.750372,-84.701005

## Listing Agent

- **Name:** Tanner Culver
- **Brokerage:** TNT Realty
- **Phone:** 5025073501
- **Broker Phone:** 5025073501
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/34-Circle-Way_Lancaster_KY_40444_M34284-00934?f=listhub&s=LBARKY&m=26008621&c=propsimple)

## Photos

![34 Circle Way - Photo 1](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f3439625364r.jpg)

![34 Circle Way - Photo 2](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f902569118r.jpg)

![34 Circle Way - Photo 3](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f2632584501r.jpg)

![34 Circle Way - Photo 4](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f2979628061r.jpg)

![34 Circle Way - Photo 5](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f4031346594r.jpg)

![34 Circle Way - Photo 6](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f639854419r.jpg)

![34 Circle Way - Photo 7](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f2799632123r.jpg)

![34 Circle Way - Photo 8](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f633830278r.jpg)

![34 Circle Way - Photo 9](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f352451640r.jpg)

![34 Circle Way - Photo 10](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f3942167526r.jpg)

![34 Circle Way - Photo 11](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f944742280r.jpg)

![34 Circle Way - Photo 12](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f4182946276r.jpg)

![34 Circle Way - Photo 13](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f2534758089r.jpg)

![34 Circle Way - Photo 14](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f1387016738r.jpg)

![34 Circle Way - Photo 15](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f2158969786r.jpg)

![34 Circle Way - Photo 16](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f19208423r.jpg)

![34 Circle Way - Photo 17](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f1151662690r.jpg)

![34 Circle Way - Photo 18](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f3455949524r.jpg)

![34 Circle Way - Photo 19](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f3246921997r.jpg)

![34 Circle Way - Photo 20](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f1872992962r.jpg)

![34 Circle Way - Photo 21](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f765938377r.jpg)

![34 Circle Way - Photo 22](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f2051840405r.jpg)

![34 Circle Way - Photo 23](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f1145643646r.jpg)

![34 Circle Way - Photo 24](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f831298618r.jpg)

![34 Circle Way - Photo 25](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f3206975506r.jpg)

![34 Circle Way - Photo 26](http://lh.rdcpix.com/a6c87f7d750cfe3f7fbb491f7fb299bel-f2153523346r.jpg)

---

**MLS#:** 26008621 | **Updated:** 2026-09-17
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/34-circle-way-lancaster-ky-40444-26008621)

---

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