# 34 Cottage Place, Garfield, NJ 07026

> **TL;DR:** 4bd/3ba residential multi family, $835,000.
> A/C. Est. $4,466/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $835,000 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Property Type | Residential Multi Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,222 |
| Estimated Insurance | $244 |
| **Total** | **$4,466** |

## Key Amenities

- A/C

## Description

### Agent Description
Investment opportunity with approximately 2,000 square feet of living space plus a full basement! Ideally situated on a quiet cul-de-sac just a stone's throw from the river, this generously sized 2-family home offers a functional top-and-bottom layout with excellent flexibility for an investor or owner-occupant. Each level features 2 bedrooms, 1 full bath, and a large dine-in kitchen overlooking the backyard. The partially finished walk-out basement adds even more usable space and includes an additional full bath, providing valuable flexibility for storage, recreation, workspace, or other needs. Outside, the extra-deep, lush backyard with patio and storage shed offers an unusually generous amount of outdoor space and adds to the property's overall appeal. With approximately 2,000 square feet above the basement, plus the substantial lower-level space, this property offers plenty of room to work with. A desirable cul-de-sac setting, two-family configuration, generous square footage, additional basement bath, and deep backyard make this property worth a closer look for investors and owner-occupants alike.

## Location

- **Address:** 34 Cottage Place, Garfield, NJ 07026
- **County:** BERGEN
- **Coordinates:** 40.885653, -74.126425
- **Google Maps:** https://www.google.com/maps?q=40.885653,-74.126425

## Listing Agent

- **Name:** Sally Ponchak
- **Brokerage:** Carnegie Real Estate LLC
- **Phone:** (201) 445-4300
- **Broker Phone:** (201) 445-4300
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/34-Cottage-Pl_Garfield_NJ_07026_M65262-23226?f=listhub&s=NJMLS&m=26035981&c=propsimple)

## Photos

![34 Cottage Place - Photo 1](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1404057867r.jpg)

![34 Cottage Place - Photo 2](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f940583780r.jpg)

![34 Cottage Place - Photo 3](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1065239076r.jpg)

![34 Cottage Place - Photo 4](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1117010262r.jpg)

![34 Cottage Place - Photo 5](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3022055763r.jpg)

![34 Cottage Place - Photo 6](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f56595769r.jpg)

![34 Cottage Place - Photo 7](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1082434429r.jpg)

![34 Cottage Place - Photo 8](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f894624626r.jpg)

![34 Cottage Place - Photo 9](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1564929744r.jpg)

![34 Cottage Place - Photo 10](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3507928644r.jpg)

![34 Cottage Place - Photo 11](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1713366238r.jpg)

![34 Cottage Place - Photo 12](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3421253298r.jpg)

![34 Cottage Place - Photo 13](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1801730240r.jpg)

![34 Cottage Place - Photo 14](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f215425260r.jpg)

![34 Cottage Place - Photo 15](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1199802940r.jpg)

![34 Cottage Place - Photo 16](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1243357380r.jpg)

![34 Cottage Place - Photo 17](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f934551695r.jpg)

![34 Cottage Place - Photo 18](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2644701178r.jpg)

![34 Cottage Place - Photo 19](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3821348818r.jpg)

![34 Cottage Place - Photo 20](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f4007236153r.jpg)

![34 Cottage Place - Photo 21](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f349893461r.jpg)

![34 Cottage Place - Photo 22](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f75304367r.jpg)

![34 Cottage Place - Photo 23](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1014223310r.jpg)

![34 Cottage Place - Photo 24](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2285561928r.jpg)

![34 Cottage Place - Photo 25](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3652029759r.jpg)

![34 Cottage Place - Photo 26](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2371093662r.jpg)

![34 Cottage Place - Photo 27](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f908127696r.jpg)

![34 Cottage Place - Photo 28](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f565513448r.jpg)

![34 Cottage Place - Photo 29](http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3004141612r.jpg)

---

**MLS#:** 26035981 | **Updated:** 2026-09-22
**Source:** listhub

*Copyright © 2026 New Jersey MLS Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981#listing",
  "url": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981",
  "name": "34 Cottage Place, Garfield, NJ 07026",
  "description": "Investment opportunity with approximately 2,000 square feet of living space plus a full basement! Ideally situated on a quiet cul-de-sac just a stone's throw from the river, this generously sized 2-family home offers a functional top-and-bottom layout with excellent flexibility for an investor or owner-occupant. Each level features 2 bedrooms, 1 full bath, and a large dine-in kitchen overlooking the backyard. The partially finished walk-out basement adds even more usable space and includes an additional full bath, providing valuable flexibility for storage, recreation, workspace, or other needs. Outside, the extra-deep, lush backyard with patio and storage shed offers an unusually generous amount of outdoor space and adds to the property's overall appeal. With approximately 2,000 square feet above the basement, plus the substantial lower-level space, this property offers plenty of room to work with. A desirable cul-de-sac setting, two-family configuration, generous square footage, additional basement bath, and deep backyard make this property worth a closer look for investors and owner-occupants alike.",
  "image": [
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1404057867r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f940583780r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1065239076r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1117010262r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3022055763r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f56595769r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1082434429r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f894624626r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1564929744r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3507928644r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1713366238r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3421253298r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1801730240r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f215425260r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1199802940r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1243357380r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f934551695r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2644701178r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3821348818r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f4007236153r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f349893461r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f75304367r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1014223310r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2285561928r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3652029759r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2371093662r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f908127696r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f565513448r.jpg",
    "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3004141612r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1404057867r.jpg",
    "caption": "34 Cottage Place - Garfield, NJ"
  },
  "datePosted": "2026-09-22T21:33:51.833867+00:00",
  "dateModified": "2026-09-22T21:33:51.833867+00:00",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981#property",
    "name": "34 Cottage Place, Garfield, NJ 07026",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "34 Cottage Place",
      "addressLocality": "Garfield",
      "addressRegion": "NJ",
      "postalCode": "07026",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 40.885653,
      "longitude": -74.126425
    },
    "image": [
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1404057867r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f940583780r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1065239076r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1117010262r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3022055763r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f56595769r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1082434429r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f894624626r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1564929744r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3507928644r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1713366238r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3421253298r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1801730240r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f215425260r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1199802940r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1243357380r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f934551695r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2644701178r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3821348818r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f4007236153r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f349893461r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f75304367r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f1014223310r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2285561928r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3652029759r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f2371093662r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f908127696r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f565513448r.jpg",
      "http://lh.rdcpix.com/98badd0fd8c108b4562fc00096b505d6l-f3004141612r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "26035981"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 4,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 3,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "None (Cooling)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981#offer",
    "url": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981",
    "price": 835000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981#agent",
    "name": "Sally Ponchak",
    "telephone": "(201) 445-4300",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/34-cottage-place-garfield-nj-07026-26035981#brokerage",
      "name": "Carnegie Real Estate LLC",
      "telephone": "(201) 445-4300"
    }
  }
}
```