About This Home

This 7-bedroom, 4-bathroom residential multi family at 34 Pine Street in Oneonta, NY is listed for $215,000 ($125 per sqft). Built in 1900, the home offers 1,720 sqft of living space on a N/A lot.

Key Features

  • Built in 1900
  • 2 stories

Property Details

2 stories
4 full
1900
Listing Description

34 Pine Street - Income-Producing Duplex with Additional Revenue (Portfolio Sale Required) Opportunity knocks in Oneonta with 34 Pine Street, a well-performing two-family duplex offering both steady rental income and an added bonus revenue stream. The property features one 3-bedroom unit and one 2-bedroom unit, providing flexibility and strong tenant appeal.

Each unit is equipped with separate utilities, helping keep operating expenses low, with the owner responsible only for water and sewer. In addition to residential income, the property includes a garage currently rented long-term for tool storage, creating supplemental, reliable income.

The property generates a current annual NOI of $15,575. Portfolio Sale Requirement 34 Pine Street is part of a three-property investment package that must be sold together, delivering scale and consistent returns: 14-16 Otsego Street - Two-family duplex with 6 bedrooms / 2 bathrooms (two 3BR units), separate utilities, NOI: $17,800 1-3 Birch Street

- Two-family duplex with one 3-bedroom and one 2-bedroom unit, separate utilities, NOI: $16,125 Investment Highlights: Total Portfolio NOI: $49,500 Offered at a 7.125% cap rate 6 total units across 3 properties Separate utilities in all units for efficient management Additional income stream from garage rental at Pine Street Located in a strong, co

nsistent rental market Why 34 Pine St Stands Out: Multiple income streams (residential + garage rental) Desirable unit mix appealing to a wide tenant base Stable cash flow with potential for future rent increases Positioned as a key component of this income-generating portfolio, 34 Pine Street offers both stability and upside-ideal for investors looking to expand with a turnkey package in Oneonta.

Monthly Cost Estimate

$1,150/mo

20% down · 6.5% · 30 years

Principal$155
Interest$932
Insurance$63

Estimates only. Actual payments may vary.

Location

34 Pine Street

Oneonta, NY 13820

Property Details

Flooring

VariesVinyl

Construction

VinylSiding

Parking

Garage

Heating

Natural GasForced Air

Appliances

WaterHeater

Questions & Answers

This 7-bedroom, 4-bathroom residential multi family at 34 Pine Street is listed at $215,000 ($125/sqft). The estimated monthly payment is $1,150 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 2 stories.

This property is listed by Brandon Mosher and can be reached at 3158684596.

BM

Brandon Mosher

License 10301224028

Agent at River Hills Properties LLC

(315) 868-4596

Listed by River Hills Properties LLC · Broker phone: (315) 868-6719 · View on Broker Site

MLS# S1669912· Source: New York State Alliance of MLSs, LLC· 107 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

34 Pine Street, Oneonta, NY 13820

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