# 34 Pine Street, Oneonta, NY 13820 > **TL;DR:** 7bd/4ba residential multi family, $215,000 ($125/sqft), built 1900, 1,720 sqft. Est. $1,150/mo. Listed 169 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $215,000 | | Price/sqft | $125 | | Bedrooms | 7 | | Bathrooms | 4 full | | Square Feet | 1,720 | | Year Built | 1900 | | Stories | 2 | | Property Type | Residential Multi Family (Other) | | Status | Active | | Days on Market | 169 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,087 | | Estimated Insurance | $63 | | **Total** | **$1,150** | ## Property Highlights - Built in 1900 - 2 stories ## Description ### Agent Description 34 Pine Street - Income-Producing Duplex with Additional Revenue (Portfolio Sale Required) Opportunity knocks in Oneonta with 34 Pine Street, a well-performing two-family duplex offering both steady rental income and an added bonus revenue stream. The property features one 3-bedroom unit and one 2-bedroom unit, providing flexibility and strong tenant appeal. Each unit is equipped with separate utilities, helping keep operating expenses low, with the owner responsible only for water and sewer. In addition to residential income, the property includes a garage currently rented long-term for tool storage, creating supplemental, reliable income. The property generates a current annual NOI of $15,575. Portfolio Sale Requirement 34 Pine Street is part of a three-property investment package that must be sold together, delivering scale and consistent returns: 14-16 Otsego Street - Two-family duplex with 6 bedrooms / 2 bathrooms (two 3BR units), separate utilities, NOI: $17,800 1-3 Birch Street - Two-family duplex with one 3-bedroom and one 2-bedroom unit, separate utilities, NOI: $16,125 Investment Highlights: Total Portfolio NOI: $49,500 Offered at a 7.125% cap rate 6 total units across 3 properties Separate utilities in all units for efficient management Additional income stream from garage rental at Pine Street Located in a strong, consistent rental market Why 34 Pine St Stands Out: Multiple income streams (residential + garage rental) Desirable unit mix appealing to a wide tenant base Stable cash flow with potential for future rent increases Positioned as a key component of this income-generating portfolio, 34 Pine Street offers both stability and upside-ideal for investors looking to expand with a turnkey package in Oneonta. ## Location - **Address:** 34 Pine Street, Oneonta, NY 13820 - **County:** Otsego - **Coordinates:** 42.459191, -75.057205 - **Google Maps:** https://www.google.com/maps?q=42.459191,-75.057205 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/syr/S1669912 ## Listing Agent - **Name:** Brandon Mosher · **License:** 10301224028 - **Brokerage:** River Hills Properties LLC - **Phone:** 3158684596 - **Broker Phone:** (315) 868-6719 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/34-Pine-St_Oneonta_NY_13820_M33267-09607?f=listhub&s=BNARNY&m=S1669912&c=propsimple) ## Photos ![34 Pine Street - Photo 1](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2986726089r.jpg) ![34 Pine Street - Photo 2](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4279936812r.jpg) ![34 Pine Street - Photo 3](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4099709647r.jpg) ![34 Pine Street - Photo 4](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2514150327r.jpg) ![34 Pine Street - Photo 5](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f711496242r.jpg) ![34 Pine Street - Photo 6](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4281420337r.jpg) ![34 Pine Street - Photo 7](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1330368519r.jpg) ![34 Pine Street - Photo 8](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3733758515r.jpg) ![34 Pine Street - Photo 9](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f215679275r.jpg) ![34 Pine Street - Photo 10](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4239616259r.jpg) ![34 Pine Street - Photo 11](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f560175022r.jpg) ![34 Pine Street - Photo 12](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1221646144r.jpg) ![34 Pine Street - Photo 13](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2242704037r.jpg) ![34 Pine Street - Photo 14](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f382048958r.jpg) ![34 Pine Street - Photo 15](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3771109445r.jpg) ![34 Pine Street - Photo 16](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f90018492r.jpg) ![34 Pine Street - Photo 17](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f794764464r.jpg) ![34 Pine Street - Photo 18](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f39011647r.jpg) ![34 Pine Street - Photo 19](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2373976488r.jpg) ![34 Pine Street - Photo 20](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3527027877r.jpg) ![34 Pine Street - Photo 21](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1559222746r.jpg) ![34 Pine Street - Photo 22](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1199792238r.jpg) ![34 Pine Street - Photo 23](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f886352952r.jpg) ![34 Pine Street - Photo 24](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f104198929r.jpg) ![34 Pine Street - Photo 25](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1114411273r.jpg) ![34 Pine Street - Photo 26](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3375902238r.jpg) ![34 Pine Street - Photo 27](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2457985120r.jpg) ![34 Pine Street - Photo 28](http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3262583191r.jpg) --- **MLS#:** S1669912 | **Updated:** 2026-09-07 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/34-pine-street-oneonta-ny-13820-s1669912) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/34-pine-street-oneonta-ny-13820-s1669912#listing", "url": "https://www.propertysimple.ai/listing/34-pine-street-oneonta-ny-13820-s1669912", "name": "34 Pine Street, Oneonta, NY 13820", "description": "34 Pine Street - Income-Producing Duplex with Additional Revenue (Portfolio Sale Required) Opportunity knocks in Oneonta with 34 Pine Street, a well-performing two-family duplex offering both steady rental income and an added bonus revenue stream. The property features one 3-bedroom unit and one 2-bedroom unit, providing flexibility and strong tenant appeal. Each unit is equipped with separate utilities, helping keep operating expenses low, with the owner responsible only for water and sewer. In addition to residential income, the property includes a garage currently rented long-term for tool storage, creating supplemental, reliable income. The property generates a current annual NOI of $15,575. Portfolio Sale Requirement 34 Pine Street is part of a three-property investment package that must be sold together, delivering scale and consistent returns: 14-16 Otsego Street - Two-family duplex with 6 bedrooms / 2 bathrooms (two 3BR units), separate utilities, NOI: $17,800 1-3 Birch Street - Two-family duplex with one 3-bedroom and one 2-bedroom unit, separate utilities, NOI: $16,125 Investment Highlights: Total Portfolio NOI: $49,500 Offered at a 7.125% cap rate 6 total units across 3 properties Separate utilities in all units for efficient management Additional income stream from garage rental at Pine Street Located in a strong, consistent rental market Why 34 Pine St Stands Out: Multiple income streams (residential + garage rental) Desirable unit mix appealing to a wide tenant base Stable cash flow with potential for future rent increases Positioned as a key component of this income-generating portfolio, 34 Pine Street offers both stability and upside-ideal for investors looking to expand with a turnkey package in Oneonta.", "image": [ "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2986726089r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4279936812r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4099709647r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2514150327r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f711496242r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4281420337r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1330368519r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3733758515r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f215679275r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f4239616259r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f560175022r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1221646144r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2242704037r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f382048958r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3771109445r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f90018492r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f794764464r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f39011647r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2373976488r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3527027877r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1559222746r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1199792238r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f886352952r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f104198929r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f1114411273r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3375902238r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2457985120r.jpg", "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f3262583191r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/d4d6d8b89b26379805bf3f48118a2943l-f2986726089r.jpg", "caption": "34 Pine Street - 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