# 34 VIRGINIA AVE, Palmyra, VA 22963

> **TL;DR:** 4bd/3ba single family, $435,000 ($192/sqft), built 2015, 2,262 sqft.
> Fireplace, Hardwood. Est. $2,722/mo. Listed 136 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $435,000 |
| Price/sqft | $192 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,262 |
| Year Built | 2015 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 136 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,200 |
| Estimated Insurance | $127 |
| HOA | $395 |
| **Total** | **$2,722** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- Fireplace
- Hardwood

## Property Highlights

- Built in 2015
- 0.14 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome to Village Oaks, where this MOVE IN READY home, built by Southern Development, offers easy main-level living. The open floor plan features a vaulted great room filled with natural light, a main-level primary suite, and a private study-perfect for working from home. 9' ceilings throughout! Enjoy your morning coffee on the screened porch. The spacious kitchen is well-appointed with granite countertops, a gas cooktop, and stainless steel appliances, ideal everyday living. Upstairs, you'll find two additional bedrooms and a full bath, offering comfortable space for guests. A two-car garage adds convenience and storage. Community amenities include lawn and landscaping maintenance, a pool, clubhouse, and scenic walking trails-all included in the HOA. This energy-efficient home is also priced below tax assessment, making it an exceptional value.

## Location

- **Address:** 34 VIRGINIA AVE, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** VILLAGE OAKS
- **Coordinates:** 37.92440107, -78.31250362
- **Google Maps:** https://www.google.com/maps?q=37.92440107,-78.31250362

## Listing Agent

- **Name:** ANGELA FINK
- **Brokerage:** Keller Williams Realty
- **Phone:** 4348068694
- **Broker Phone:** (434) 220-2200
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/34-Virginia-Ave_Palmyra_VA_22963_M64979-06488?f=listhub&s=CAARMLSVA&m=676518&c=propsimple)

## Photos

![34 VIRGINIA AVE - Photo 1](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2795263558r.jpg)

![34 VIRGINIA AVE - Photo 2](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3982939453r.jpg)

![34 VIRGINIA AVE - Photo 3](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f1983051418r.jpg)

![34 VIRGINIA AVE - Photo 4](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f247836596r.jpg)

![34 VIRGINIA AVE - Photo 5](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3890631935r.jpg)

![34 VIRGINIA AVE - Photo 6](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2553577541r.jpg)

![34 VIRGINIA AVE - Photo 7](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f1716967528r.jpg)

![34 VIRGINIA AVE - Photo 8](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3353958886r.jpg)

![34 VIRGINIA AVE - Photo 9](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f1314506765r.jpg)

![34 VIRGINIA AVE - Photo 10](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2040903452r.jpg)

![34 VIRGINIA AVE - Photo 11](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2072176894r.jpg)

![34 VIRGINIA AVE - Photo 12](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2763359100r.jpg)

![34 VIRGINIA AVE - Photo 13](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f110881818r.jpg)

![34 VIRGINIA AVE - Photo 14](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f477353105r.jpg)

![34 VIRGINIA AVE - Photo 15](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f1548367347r.jpg)

![34 VIRGINIA AVE - Photo 16](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f120808506r.jpg)

![34 VIRGINIA AVE - Photo 17](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f1891929611r.jpg)

![34 VIRGINIA AVE - Photo 18](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f4227398843r.jpg)

![34 VIRGINIA AVE - Photo 19](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3497435982r.jpg)

![34 VIRGINIA AVE - Photo 20](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f335891527r.jpg)

![34 VIRGINIA AVE - Photo 21](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3036974390r.jpg)

![34 VIRGINIA AVE - Photo 22](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f1137501219r.jpg)

![34 VIRGINIA AVE - Photo 23](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3927590082r.jpg)

![34 VIRGINIA AVE - Photo 24](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2601334291r.jpg)

![34 VIRGINIA AVE - Photo 25](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2381434353r.jpg)

![34 VIRGINIA AVE - Photo 26](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f2341272370r.jpg)

![34 VIRGINIA AVE - Photo 27](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3825009235r.jpg)

![34 VIRGINIA AVE - Photo 28](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f170358922r.jpg)

![34 VIRGINIA AVE - Photo 29](http://lh.rdcpix.com/e0ae8e798b9a4b3715d6e1549d7f4e4bl-f3926023071r.jpg)

---

**MLS#:** 676518 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/34-virginia-ave-palmyra-va-22963-a676518)

---

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