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About This Home

This 4-bedroom, 3-bathroom single family at 3405 16th Terrace in Key West, FL is listed for $1,575,000 ($768 per sqft). Built in 1968, the home offers 2,050 sqft of living space on a 0.33 acres lot.

Agent Description

Spacious, Turn-key Retreat on one of New Town's Largest Lots: Welcome to a rare opportunity in New Town - set on an oversized 14,000+ sq.ft. lot, one of the largest in the neighborhood. This 4- bedroom, 2.5 bath home offers the space, flexibility and outdoor living today's buyers are searching for, all in a move-in ready package.

The backyard is the true showstopper. A 14 x 28 ft. swimming pool anchors an impressive 75ft outdoor entertaining area, complete with two tiki huts, creating the ultimate oasis for gatherings, relaxing weekends or sunset evenings under the palms. This is classic Key West living - private, expansive and designed for entertaining.

Inside the home has been renovated with new flooring, updated AC and being SOLD fully furnished. The layout offers comfortable living for families, guests or those looking to spread out and enjoy single-family island living. The extra -large lot provides exceptional versatility with room for boat parking, RV parking, trailers and multiple vehicles - a rare and valuable feature in Key West.

Whether you're a full-time resident, a growing family or someone who needs rooms for island toys and hobbies, this property delivers. Located in a quiet, established New Town neighborhood with easy access to beaches, shopping and downtown Key West, this home combines space, privacy and lifestyle in a way that's increasingly hard to find. A true island compound - turn-key, spacious and built for the way you want to live.

Key Features

  • Built in 1968
  • 0.33 acre lot
  • Private pool

Property Details

1 story
2 full, 1 half
1968

Amenities

PoolViewA/CRV Parking

Monthly Cost Estimate

$8,423/mo

20% down · 6.5% · 30 years

Principal$1,139
Interest$6,825
Insurance$459

Estimates only. Actual payments may vary.

Location

3405 16th Terrace

Key West, FL 33040

Pearlman Heights (4.0)

Features & Amenities

Interior Features

Built-in CabinetsSecurity SystemStorageWalk-in Closet(s)Bar

Exterior Features

BarChickee HutFencingOutdoor ShowerPrivacy Wall/FenceSprinkler System

Property Details

Flooring

TileLaminate

Construction

CBS

Views

Water

Parking

RV

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveStainless Steel Appliance(s)

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3405 16th Terrace is listed at $1,575,000 ($768/sqft). The estimated monthly payment is $6,825 based on 20% down at 6.5% interest.

Key features include: Built in 1968, 0.33 acre lot, Private pool. Interior Features: Built-in Cabinets, Security System, Storage. Exterior Features: Bar, Chickee Hut, Fencing.

This property is listed by Suzanne M Moore and can be reached at 3057970699 or suzanne@suzannemoore.com.

SM

Suzanne M Moore

Agent at Suzanne Moore Real Estate

(305) 797-0699

Listed by Suzanne Moore Real Estate · View on Broker Site

MLS# 618439· Source: listhub· Updated 119 days ago

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3405 16th Terrace, Key West, FL 33040

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