About This Home

This 3-bedroom, 3-bathroom single family at 3421 Quail Ridge Drive in Chipley, FL is listed for $449,900 ($238 per sqft). Built in 2024, the home offers 1,890 sqft of living space on a 1.01 acres lot.

Key Features

  • Built in 2024
  • 1.01 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
2024

Amenities

WaterfrontViewA/C
Listing Description

This has to be one of the nicest waterfront houses in Leisure Lakes, and the only one with a full basement. This was a custom build and only about 2 years old. It has plenty of room with 3 bedrooms and 3 full bathrooms for family and guests. No corners were cut in the construction phase including downstairs that has a recreation room, full bathroom

, bedroom, and a garage door to pull in your four wheelers, ATVs, golf cart and whatever needs covered storage. The concrete driveway winds down to the front porch, or more parking is available adjacent to the massive concrete patio. The front porch is covered that offers a nice view of sunsets over a landscaped lawn that includes many pallets of centipede sod.

Upon entry there is a sitting area with double windows that looks so relaxing for reading or quiet time. The modern kitchen is huge and features granite counter tops and island, soft touch closing cabinet doors, large stainless steel sink, wall oven, big microwave, and a cook top that has a popup downdraft to remove any heat and smoke from cooking.

Eat at the island or at the table beside a large window pane with views of the spring-fed lake. At lakeside is a dock with a platform with engineered boards created to last. The main master suite is on the first floor just off the sitting area. It has 2 windows to let in extra lighting and faces to the west, a walk-in closet with wire shelving and the only room with carpeting.

All other flooring is durable LVP. The suite bathroom has granite over the counter, and the tile shower has sliding glass doors, along with a corner seat and a recessed space for soap and shampoo. The utility room is large enough for a washer, dryer and storage cabinet.

There is a set of pull-down steps that go into the attic, with much of the space has wood flooring so it can be walked on and used for storage of seasonal items. There is an additional bedroom and full bathroom just off the dining area for family or guests.

Downstairs has a game room that the owners used to set up a pool table. The door in the game room leads out to the concrete patio and a great place to grill, hang out and entertain. There is also a bedroom and full bathroom that has a shower with a seat.

Upon opening the garage door there is plenty of room for a work bench, tools, lawn equipment and other items that would normally go into an outside shed. There is another closet under the stairway. Another room is where the air handler and hot water heater is set up. There is also shelving and more storage area. All of this is in the security gated subdivision about 30 minutes north of Panama City, just off Hwy 77. Gate guards are on duty weekdays, and residents have a unique code for entry when guards are not present.

Monthly Cost Estimate

$2,656/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$250

Estimates only. Actual payments may vary.

Location

3421 Quail Ridge Drive

Chipley, FL 32428

Leisure Lakes 1st Add

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnlyWalkInClosets

Exterior Features

Deck

Property Details

Construction

WoodSiding WoodFrame

Views

Lake

Outdoor Features

DeckPorch

Heating

Electric (Heating)CentralHeat Pump (Heating)

Cooling

Central AirHeat PumpCeiling Fan(s)

Appliances

DownDraftElectricCooktopElectricOven

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3421 Quail Ridge Drive is listed at $449,900 ($238/sqft). The estimated monthly payment is $2,656 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 2024, 1.01 acre lot, 2 stories, Waterfront. Interior Features: MainLevelPrimary, ShowerOnly, WalkInClosets. Exterior Features: Deck.

This property is listed by Harvey B Webb and can be reached at 8507033028.

HW

Harvey B Webb

License 3290471

Agent at Counts Real Estate Group Inc

(850) 703-3028

Listed by Counts Real Estate Group Inc · Broker phone: (850) 249-3615 · View on Broker Site

MLS# 791965· Source: Central Panhandle Association of REALTORS· 99 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3421 Quail Ridge Drive, Chipley, FL 32428

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