About This Home

This 3-bedroom, 2-bathroom single family at 3425 Cross Winds Road in Charlotte, NC is listed for $325,000 ($258 per sqft). Built in 1977, the home offers 1,260 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1977
  • 0.28 acre lot
  • Fireplace

Property Details

1 story
2 full
1977

Amenities

FireplaceA/C
Listing Description

$10,000 BUYER INCENTIVE AVAILABLE! Step into a move-in-ready three-bedroom, two-bath home where the open floor plan keeps everyday life connected. The kitchen features tile countertops, abundant cabinetry, a breakfast bar, gas range and tile flooring, opening naturally to the dining area and vaulted great room.

Exposed wood beams and custom textured walls add warmth and character, while the fireplace creates an inviting place to gather. Low-maintenance laminate flooring flows throughout the main living areas. Both bathrooms have been beautifully updated with new plumbing and lighting fixtures, including a walk-in shower with a stylish tile surround in the primary suite.

Major improvements include a new HVAC system installed in 2025, a new main water line installed in 2025, a gas water heater and a roof replaced in 2016. Outside, the spacious deck offers room for grilling, entertaining or unwinding beneath the mature trees, while the remaining storage building provides space for lawn equipment, tools and seasonal items.

Qualifying buyers may be eligible for a 100% financing program with no down payment and no private mortgage insurance, helping reduce both upfront costs and the monthly payment. The $10,000 buyer incentive may be applied toward allowable closing costs, an interest-rate buy-down or other approved expenses, subject to lender and program guidelines.

Roof approximately 10 years old, HVAC 1.5 years old. No HOA and no rental restrictions. Conveniently located minutes from WT Harris Boulevard, with easy access to Uptown Charlotte and the shopping, dining and parks of Mint Hill and Matthews. Schedule your showing today!

Monthly Cost Estimate

$1,738/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95

Estimates only. Actual payments may vary.

Location

3425 Cross Winds Road

Charlotte, NC 28227

Cross Winds

Features & Amenities

Interior Features

Attic Stairs PulldownBreakfast BarEntrance FoyerOpen FloorplanPantry

Property Details

Flooring

TileVinyl

Construction

Vinyl

Outdoor Features

PorchDeck

Parking

Driveway

Heating

Natural GasCentral

Cooling

Central AirElectric

Appliances

DishwasherGas RangeGas Water HeaterMicrowaveRefrigeratorSelf Cleaning Oven

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3425 Cross Winds Road is listed at $325,000 ($258/sqft). The estimated monthly payment is $1,738 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1977, 0.28 acre lot, Fireplace. Interior Features: Attic Stairs Pulldown, Breakfast Bar, Entrance Foyer.

This property is listed by Chrystal Roy.

CR

Chrystal Roy

Agent at The Safari Group

Listed by The Safari Group · Broker phone: (704) 562-1030 · View on Broker Site · Broker website

MLS# 4426430· Source: Canopy MLS· 33 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3425 Cross Winds Road, Charlotte, NC 28227

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