# 3425 Cross Winds Road, Charlotte, NC 28227

> **TL;DR:** 3bd/2ba single family, $325,000 ($258/sqft), built 1977, 1,260 sqft.
> Fireplace, A/C. Est. $1,738/mo. Listed 38 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $325,000 |
| Price/sqft | $258 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,260 |
| Year Built | 1977 |
| Lot Size | 12,197 sqft (0.28 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 38 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,643 |
| Estimated Insurance | $95 |
| **Total** | **$1,738** |

## Nearby Schools

- **Elementary:** Piney Grove
- **Middle:** Albemarle Road
- **High:** Butler

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1977
- 0.28 acre lot
- Fireplace

## Description

### Agent Description
$10,000 BUYER INCENTIVE AVAILABLE! Step into a move-in-ready three-bedroom, two-bath home where the open floor plan keeps everyday life connected. The kitchen features tile countertops, abundant cabinetry, a breakfast bar, gas range and tile flooring, opening naturally to the dining area and vaulted great room. Exposed wood beams and custom textured walls add warmth and character, while the fireplace creates an inviting place to gather. Low-maintenance laminate flooring flows throughout the main living areas. Both bathrooms have been beautifully updated with new plumbing and lighting fixtures, including a walk-in shower with a stylish tile surround in the primary suite. Major improvements include a new HVAC system installed in 2025, a new main water line installed in 2025, a gas water heater and a roof replaced in 2016. Outside, the spacious deck offers room for grilling, entertaining or unwinding beneath the mature trees, while the remaining storage building provides space for lawn equipment, tools and seasonal items. Qualifying buyers may be eligible for a 100% financing program with no down payment and no private mortgage insurance, helping reduce both upfront costs and the monthly payment. The $10,000 buyer incentive may be applied toward allowable closing costs, an interest-rate buy-down or other approved expenses, subject to lender and program guidelines. Roof approximately 10 years old, HVAC 1.5 years old. No HOA and no rental restrictions. Conveniently located minutes from WT Harris Boulevard, with easy access to Uptown Charlotte and the shopping, dining and parks of Mint Hill and Matthews. Schedule your showing today!

## Location

- **Address:** 3425 Cross Winds Road, Charlotte, NC 28227
- **County:** Mecklenburg
- **Neighborhood:** Cross Winds
- **Coordinates:** 35.181044, -80.719645
- **Google Maps:** https://www.google.com/maps?q=35.181044,-80.719645

## Listing Agent

- **Name:** Chrystal Roy
- **Brokerage:** The Safari Group
- **Broker Phone:** (704) 562-1030
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3425-Cross-Winds-Rd_Charlotte_NC_28227_M66710-25778?f=listhub&s=CMLSNC&m=4426430&c=propsimple)

## Photos

![3425 Cross Winds Road - Photo 1](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3423718196r.jpg)

![3425 Cross Winds Road - Photo 2](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f1586015209r.jpg)

![3425 Cross Winds Road - Photo 3](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f120768085r.jpg)

![3425 Cross Winds Road - Photo 4](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f120768085r.jpg)

![3425 Cross Winds Road - Photo 5](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3880847885r.jpg)

![3425 Cross Winds Road - Photo 6](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3990051480r.jpg)

![3425 Cross Winds Road - Photo 7](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f4114075832r.jpg)

![3425 Cross Winds Road - Photo 8](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f1454888965r.jpg)

![3425 Cross Winds Road - Photo 9](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f982101656r.jpg)

![3425 Cross Winds Road - Photo 10](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f2264617435r.jpg)

![3425 Cross Winds Road - Photo 11](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f2884805385r.jpg)

![3425 Cross Winds Road - Photo 12](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f847796636r.jpg)

![3425 Cross Winds Road - Photo 13](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3601575717r.jpg)

![3425 Cross Winds Road - Photo 14](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f4169013456r.jpg)

![3425 Cross Winds Road - Photo 15](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f2715210765r.jpg)

![3425 Cross Winds Road - Photo 16](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3227431754r.jpg)

![3425 Cross Winds Road - Photo 17](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f1219354536r.jpg)

![3425 Cross Winds Road - Photo 18](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f194796204r.jpg)

![3425 Cross Winds Road - Photo 19](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f2715210765r.jpg)

![3425 Cross Winds Road - Photo 20](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3601575717r.jpg)

![3425 Cross Winds Road - Photo 21](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f4169013456r.jpg)

![3425 Cross Winds Road - Photo 22](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3227431754r.jpg)

![3425 Cross Winds Road - Photo 23](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f847796636r.jpg)

![3425 Cross Winds Road - Photo 24](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f2264617435r.jpg)

![3425 Cross Winds Road - Photo 25](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f982101656r.jpg)

![3425 Cross Winds Road - Photo 26](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f2884805385r.jpg)

![3425 Cross Winds Road - Photo 27](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3990051480r.jpg)

![3425 Cross Winds Road - Photo 28](http://lh.rdcpix.com/8b2ce5681b486aa0213c1a3eea4896f8l-f3806102183r.jpg)

---

**MLS#:** 4426430 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3425-cross-winds-road-charlotte-nc-28227-4828d46520784d9ba1c68feffcd2d211)

---

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