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About This Home

This 3-bedroom, 3-bathroom single family at 3430 Cosby Place in Charlotte, NC is listed for $965,000 ($403 per sqft). Built in 2016, the home offers 2,397 sqft of living space on a 0.21 acres lot.

Agent Description

Tucked into one of Charlotte's most desirable intown locations, 3430 Cosby Place offers the rare opportunity to enjoy a quieter residential setting while remaining moments from the energy, culture, and conveniences that make Plaza Midwood and the surrounding neighborhoods so sought after.

Life here is about connection and convenience. Start your mornings with a walk along the nearby Briar Creek Greenway, spend weekends exploring local coffee shops, breweries, restaurants, and boutiques, or enjoy an easy commute to Uptown Charlotte, NoDa, Elizabeth, and South End.

Whether meeting friends for dinner, attending community events, or enjoying the area's parks and trails, everything that makes Charlotte vibrant is just minutes from your doorstep. Situated within the intimate Oaks at Midwood community, this thoughtfully designed bungalow combines timeless charm with modern livability.

The welcoming front porch, screened rear porch, and fenced backyard create multiple outdoor living spaces designed for relaxing, entertaining, and enjoying the Carolina seasons. Inside, the open floor plan provides effortless flow between gathering spaces, making everyday living as comfortable as hosting family and friends.

A dedicated office offers flexibility for today's work-from-home lifestyle, while the spacious upper-level primary retreat provides a peaceful escape complete with its own private balcony overlooking the natural surroundings. Generous secondary bedrooms, abundant storage, and thoughtfully planned spaces throughout create a home that lives larger than expected.

One of the community's most distinctive features is the designated Tree Save Conservation Area located behind the home and neighboring properties. Established during development to preserve mature trees and existing canopy, this protected wooded preserve helps maintain the natural beauty and character that make the neighborhood so appealing.

The conservation area provides a scenic green backdrop, enhanced privacy, and the feeling of living alongside nature while still being close to the city. It also contributes important environmental benefits, including erosion control, stormwater management, and wildlife habitat preservation.

A portion of the HOA dues is allocated toward the ongoing stewardship and maintenance of this protected natural space, ensuring its preservation for years to come. Beautifully landscaped streets, nearby greenways, parks, recreation, dining, shopping, and entertainment complete the experience. More than simply a home, 3430 Cosby Place offers a lifestyle that blends convenience, connectivity, privacy, and natural beauty in one of Charlotte's most sought-after locations.

Key Features

  • Built in 2016
  • 0.21 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2016

Amenities

FireplaceA/C

Monthly Cost Estimate

$5,161/mo

20% down · 6.5% · 30 years

Principal$698
Interest$4,182
Insurance$281

Estimates only. Actual payments may vary.

Location

3430 Cosby Place

Charlotte, NC 28205

The Oaks at Midwood

Property Details

Flooring

WoodTile

Construction

Fiber Cement

Pool Features

PorchDeck

Parking

GarageGarage - DetachedDriveway

Heating

Heat Pump (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

Bar Fridge

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3430 Cosby Place is listed at $965,000 ($403/sqft). The estimated monthly payment is $4,182 based on 20% down at 6.5% interest.

Key features include: Built in 2016, 0.21 acre lot, 2 stories, Fireplace.

This property is listed by Michelle Budd and can be reached at 4844320728 or mbudd@helenadamsrealty.com.

MB

Michelle Budd

Agent at Helen Adams Realty

(484) 432-0728

Listed by Helen Adams Realty · View on Broker Site

MLS# 4389964· Source: listhub· Updated 1 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3430 Cosby Place, Charlotte, NC 28205

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