# 3430 Scenic Highway 98, Destin, FL 32541

> **TL;DR:** 4bd/4ba single family, $4,500,000 ($1926/sqft), built 1988, 2,336 sqft.
> Waterfront, Hardwood, A/C. Est. $19,500/mo. Listed 392 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $4,500,000 |
| Price/sqft | $1926 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,336 |
| Year Built | 1988 |
| Lot Size | 16,117 sqft (0.37 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 392 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $19,500 |
| **Total** | **$19,500** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- Hardwood
- A/C

## Property Highlights

- Built in 1988
- 0.37 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

## Location

- **Address:** 3430 Scenic Highway 98, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** CRYSTAL BEACH
- **Coordinates:** 30.38105, -86.414978
- **Google Maps:** https://www.google.com/maps?q=30.38105,-86.414978

## Listing Agent

- **Name:** Len Knowlton
- **Brokerage:** Compass
- **Phone:** 9122864627
- **Email:** lenknowlton@gmail.com

## Primary Photo

![3430 Scenic Highway 98 - Primary Photo](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f205924206r.jpg)

*42 total photos available on [listing page](https://www.propertysimple.com/listing/3430-scenic-highway-98-destin-fl-32541-l975555)*

---

**MLS#:** 975555 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3430-scenic-highway-98-destin-fl-32541-l975555)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "3430 Scenic Highway 98, Destin, FL 32541",
  "description": "A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or ",
  "url": "https://www.propertysimple.com/listing/3430-scenic-highway-98-destin-fl-32541-l975555",
  "image": "http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f205924206r.jpg",
  "datePosted": "2026-06-18",
  "price": 4500000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "3430 Scenic Highway 98",
    "addressLocality": "Destin",
    "addressRegion": "FL",
    "postalCode": "32541",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.38105,
    "longitude": -86.414978
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 4,
  "numberOfFullBathrooms": 4,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 2336,
    "unitCode": "FTK"
  },
  "yearBuilt": 1988
}
```