About This Home

This 3-bedroom, 3-bathroom single family at 3440 SOUTH RIVER Terrace in Edgewater, MD is listed for $1,000,000 ($463 per sqft). Built in 1958, the home offers 2,160 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 1958
  • 0.19 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
2-car garage
1958

Amenities

FireplaceWaterfrontA/C
Listing Description

Come see this home and begin dreaming to make it your own custom waterfront retreat. Welcome to the sought-after waterfront community of Loch Haven Beach! Nestled along the South River, 3440 South River Terrace offers expansive water views and an exceptional opportunity to enjoy a waterfront lifestyle.

Visit the Loch Haven community website to learn more about this historic waterfront neighborhood and its many amenities. The Loch Haven Civic Association owns the waterfront property extending from the lot to the water's edge. The pier is part of the Pier 11 Club and is not privately owned by the seller.

A significant benefit to the new owner is that no voluntary buy-in is required for Pier 11 membership, as the annual $105 pier assessment is included in the property's tax bill. The pier is maintained by the Pier 11 Club. Enjoy an active waterfront community with neighborhood traditions including the annual Fourth of July parade, food truck events, and the beloved Lochtober Fest each fall.

Monthly Cost Estimate

$5,348/mo

20% down · 6.5% · 30 years

Principal$723
Interest$4,333
Insurance$292

Estimates only. Actual payments may vary.

Location

3440 SOUTH RIVER Terrace

Edgewater, MD 21037

LOCH HAVEN BEACH

Property Details

Construction

Wood Siding

Parking

Garage - Attached

Heating

Hot Water(Heating)

Cooling

Ceiling Fan(s)Central Air

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3440 SOUTH RIVER Terrace is listed at $1,000,000 ($463/sqft). The estimated monthly payment is $5,349 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1958, 0.19 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront.

This property is listed by Susan M Clements.

SC

Susan M Clements

License 664976

Agent at Coldwell Banker Residential Brokerage

Listed by Coldwell Banker Residential Brokerage · Broker phone: (410) 224-2200 · View on Broker Site

MLS# MDAA2149392· Source: Bright MLS· 128 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3440 SOUTH RIVER Terrace, Edgewater, MD 21037

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