# 3440 SOUTH RIVER Terrace, Edgewater, MD 21037

> **TL;DR:** 3bd/3ba single family, $1,000,000 ($463/sqft), built 1958, 2,160 sqft.
> Fireplace, Waterfront, A/C. Est. $5,349/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,000,000 |
| Price/sqft | $463 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,160 |
| Year Built | 1958 |
| Lot Size | 8,089 sqft (0.19 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 11 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,057 |
| Estimated Insurance | $292 |
| **Total** | **$5,349** |

## Nearby Schools

- **Elementary:** CENTRAL
- **Middle:** CENTRAL
- **High:** SOUTH RIVER

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1958
- 0.19 acre lot
- 2 stories
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
AS-IS. Welcome to Loch Haven Beach. 3440 South River Terrace boasts expansive water views of the South River. Check the Loch Haven community website for more information about this unique and historical waterfront community.

## Location

- **Address:** 3440 SOUTH RIVER Terrace, Edgewater, MD 21037
- **County:** ANNE ARUNDEL
- **Neighborhood:** LOCH HAVEN BEACH
- **Coordinates:** 38.92434408, -76.51945309
- **Google Maps:** https://www.google.com/maps?q=38.92434408,-76.51945309

## Listing Agent

- **Name:** Susan M Clements
- **Brokerage:** Coldwell Banker Realty
- **Phone:** 4103533335

## Primary Photo

![3440 SOUTH RIVER Terrace - Primary Photo](http://lh.rdcpix.com/861774994e3d2ec3b7ca96111d6f79a0l-f698231193r.jpg)

*47 total photos available on [listing page](https://www.propertysimple.ai/listing/3440-south-river-terrace-edgewater-md-21037-a2149392)*

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**MLS#:** MDAA2149392 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/3440-south-river-terrace-edgewater-md-21037-a2149392)

---

## Structured Data

```json
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  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "3440 SOUTH RIVER Terrace, Edgewater, MD 21037",
  "description": "AS-IS. Welcome to Loch Haven Beach. 3440 South River Terrace boasts expansive water views of the South River. Check the Loch Haven community website for more information about this unique and historical waterfront community.",
  "url": "https://www.propertysimple.ai/listing/3440-south-river-terrace-edgewater-md-21037-a2149392",
  "image": "http://lh.rdcpix.com/861774994e3d2ec3b7ca96111d6f79a0l-f698231193r.jpg",
  "datePosted": "2026-07-21",
  "price": 1000000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "3440 SOUTH RIVER Terrace",
    "addressLocality": "Edgewater",
    "addressRegion": "MD",
    "postalCode": "21037",
    "addressCountry": "US"
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    "latitude": 38.92434408,
    "longitude": -76.51945309
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  "numberOfBedrooms": 3,
  "numberOfBathroomsTotal": 3,
  "numberOfFullBathrooms": 3,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 2160,
    "unitCode": "FTK"
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  "yearBuilt": 1958
}
```